SBA lending by metro area
SBA lenders in Killeen, TX
Which lenders fund Killeen-area businesses, how much, and how the market compares with Texas: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Killeen area
Ranked by SBA volume funded to businesses located in the Killeen metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 31 | $20.5M | $660K | 0.00% |
| 2 | PNC Bank, National Association | 82 | $20.1M | $245K | 3.66% |
| 3 | Wallis Bank | 11 | $19.8M | $1.8M | not reported |
| 4 | Live Oak Banking Company | 16 | $16.7M | $1.0M | not reported |
| 5 | Capital Certified Development Corporation | 14 | $16.0M | $1.1M | not reported |
| 6 | First National Bank Texas | 58 | $13.4M | $231K | 0.00% |
| 7 | North Texas Certified Development Corporation | 9 | $9.2M | $1.0M | not reported |
| 8 | Bank of Hope | 6 | $8.7M | $1.5M | not reported |
| 9 | Commonwealth Business Bank | 6 | $8.2M | $1.4M | not reported |
| 10 | SouthState Bank, National Association | 5 | $8.1M | $1.6M | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Killeen compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Killeen area | $225K ▼ 10.0% | 7.3% |
| Texas | $250K | 7.4% |
| United States | $179K | 11.2% |
What gets funded in Killeen
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 140 | $133.0M |
| Retail Trade | 90 | $48.4M |
| Health Care and Social Assistance | 86 | $45.9M |
| Other Services | 108 | $35.9M |
| Arts, Entertainment, Recreation | 35 | $24.2M |
| Real Estate | 20 | $17.3M |
| Construction | 60 | $17.2M |
| Manufacturing | 30 | $11.6M |
SBA lending in Killeen by year
Geography, precisely
"Killeen area" here means the Killeen-Temple, TX metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Bell County, TX; Coryell County, TX; Lampasas County, TX. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.