SBA lender profile
First National Bank Texas
First National Bank Texas appears in the public SBA loan data with 172 funded 7(a) loans totaling $66.3M, an average of $386K per loan, and an estimated 1,636 jobs supported. Its SBA lending concentrates in Texas and the Other Services sector. Across all of its loans in the data, its charge-off rate is 1.2%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
172
Total volume
$66.3M
Average loan size
$386K
Charge-off rate
1.2%
Share of funded loans charged off
Jobs supported (reported)
1,636
Programs
7(a)
Bank profile
via FDIC- Total assets
- $4.7B
- Headquarters
- Killeen, TX
- FDIC cert
- #3285
- Status
- Active
Where First National Bank Texas lends
Top states by funded SBA volume.
What First National Bank Texas funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Other Services | 18 | $10.3M |
| Real Estate | 8 | $8.8M |
| Health Care and Social Assistance | 19 | $7.5M |
| Retail Trade | 10 | $6.9M |
| Accommodation and Food Services | 22 | $6.8M |
| Administrative and Support | 20 | $4.4M |
First National Bank Texas SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 44 | $9.5M |
| 2021 | 86 | $44.6M |
| 2022 | 37 | $11.6M |
| 2023 | 5 | $614K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of First National Bank Texas's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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