SBA lending by metro area
SBA lenders in Kinston, NC
Which lenders fund Kinston-area businesses, how much, and how the market compares with North Carolina: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Kinston area
Ranked by SBA volume funded to businesses located in the Kinston micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | First Financial Bank | 9 | $11.3M | $1.3M | not reported |
| 2 | Truist Bank | 5 | $635K | $127K | not reported |
| 3 | Wells Fargo Bank National Association | 5 | $393K | $79K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Kinston compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Kinston area | $350K ▲ 34.6% | 8.5% ▲ 0.9 pts |
| North Carolina | $260K | 7.6% |
| United States | $179K | 11.2% |
What gets funded in Kinston
| Industry | Loans | Total funded |
|---|---|---|
| Agriculture, Forestry, Fishing | 11 | $12.2M |
| Manufacturing | 5 | $4.0M |
| Professional and Technical Services | 7 | $3.7M |
SBA lending in Kinston by year
Geography, precisely
"Kinston area" here means the Kinston, NC micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Lenoir County, NC. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.