SBA lender profile
First Financial Bank
First Financial Bank appears in the public SBA loan data with 5,398 funded 7(a) loans since FY2010, totaling $3.2B, an average of $597K per loan, and an estimated 39,214 jobs supported. Its SBA lending concentrates in Texas and the Agriculture, Forestry, Fishing sector. Across its 7(a) loans, the charge-off rate is 2.8%. 34.0% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 75
- Scale 98
- Activity 98
- Consistency 91
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is First Financial Bank the right lender for you?
Lenders fund what they know. First Financial Bank's SBA lending concentrates in Texas (685 loans) and Agriculture, Forestry, Fishing (2,758 loans), at an average loan of $597K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $183M
- Headquarters
- Huntsville, TX
- FDIC cert
- #1197
- Status
- Inactive
Where First Financial Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Texas | 685 | $548.4M |
| Ohio | 903 | $365.3M |
| Arkansas | 558 | $348.1M |
| Mississippi | 776 | $245.8M |
| North Carolina | 257 | $240.2M |
| Georgia | 368 | $202.8M |
Metro areas where First Financial Bank funds
What First Financial Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Agriculture, Forestry, Fishing | 2,758 | $1.8B |
| Retail Trade | 721 | $544.5M |
| Other Services | 258 | $159.7M |
| Manufacturing | 276 | $158.3M |
| Professional and Technical Services | 234 | $95.5M |
| Accommodation and Food Services | 239 | $89.8M |
First Financial Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 476 | $207.4M |
| 2011 | 626 | $374.5M |
| 2012 | 387 | $158.3M |
| 2013 | 413 | $171.2M |
| 2014 | 393 | $156.8M |
| 2015 | 510 | $246.0M |
| 2016 | 493 | $245.7M |
| 2017 | 417 | $215.6M |
| 2018 | 342 | $231.2M |
| 2019 | 218 | $153.3M |
| 2020 | 182 | $128.1M |
| 2021 | 193 | $150.7M |
| 2022 | 174 | $156.6M |
| 2023 | 191 | $191.2M |
| 2024 | 123 | $142.0M |
| 2025 | 189 | $218.4M |
| 2026 | 71 | $76.8M |
Related SBA lenders
Other lenders active in Texas or in Agriculture, Forestry, Fishing.
Comparing lenders? See how to choose an SBA lender by track record.
First Financial Bank: frequently asked questions
Does First Financial Bank offer SBA loans?
Yes. First Financial Bank appears in the public SBA data with 5,398 funded SBA 7(a) loans totaling $3.2B.
How many SBA loans has First Financial Bank made?
First Financial Bank is associated with 5,398 SBA 7(a) loans totaling $3.2B in the public SBA data (as of 2026-03-31).
What is First Financial Bank's SBA charge-off rate?
About 2.8% of First Financial Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does First Financial Bank do most of its SBA lending?
First Financial Bank's SBA lending in the data is most concentrated in Texas, and by industry in Agriculture, Forestry, Fishing.
Is First Financial Bank an SBA Preferred Lender (PLP)?
The loan record shows First Financial Bank operating under PLP delegated authority: 1,834 of its 7(a) loans (34.0%) were processed through the Preferred Lenders Program, including 313 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). First Financial Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/first-financial-bank/
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