SBA lender profile
First Financial Bank
First Financial Bank appears in the public SBA loan data with 1,123 funded 7(a) loans totaling $1.1B, an average of $947K per loan, and an estimated 10,830 jobs supported. Its SBA lending concentrates in Texas and the Agriculture, Forestry, Fishing sector. Across all of its loans in the data, its charge-off rate is 0.7%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
1,123
Total volume
$1.1B
Average loan size
$947K
Charge-off rate
0.7%
Share of funded loans charged off
Jobs supported (reported)
10,830
Programs
7(a)
Bank profile
via FDIC- Total assets
- $183M
- Headquarters
- Huntsville, TX
- FDIC cert
- #1197
- Status
- Inactive
Where First Financial Bank lends
Top states by funded SBA volume.
What First Financial Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Agriculture, Forestry, Fishing | 402 | $462.8M |
| Retail Trade | 205 | $223.2M |
| Other Services | 123 | $128.0M |
| Transportation and Warehousing | 32 | $50.9M |
| Professional and Technical Services | 78 | $44.8M |
| Manufacturing | 59 | $43.0M |
First Financial Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 182 | $128.1M |
| 2021 | 193 | $150.7M |
| 2022 | 174 | $156.6M |
| 2023 | 191 | $191.2M |
| 2024 | 123 | $142.0M |
| 2025 | 189 | $218.4M |
| 2026 | 71 | $76.8M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of First Financial Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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