SBA lending by metro area
SBA lenders in Naples, FL
Which lenders fund Naples-area businesses, how much, and how the market compares with Florida: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Naples area
Ranked by SBA volume funded to businesses located in the Naples metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 141 | $60.4M | $428K | 6.38% |
| 2 | Live Oak Banking Company | 27 | $37.7M | $1.4M | 0.00% |
| 3 | Florida First Capital Finance Corporation, Inc. | 37 | $29.7M | $803K | not reported |
| 4 | Regions Bank | 32 | $26.5M | $829K | 0.00% |
| 5 | Florida Business Development Corporation | 31 | $25.2M | $814K | not reported |
| 6 | Newtek Small Business Finance, Inc. | 26 | $23.0M | $885K | 3.85% |
| 7 | Newtek Bank, National Association | 42 | $18.9M | $450K | 0.00% |
| 8 | Bank of America, National Association | 27 | $18.7M | $691K | 0.00% |
| 9 | Truist Bank | 32 | $17.1M | $536K | 9.38% |
| 10 | Wells Fargo Bank National Association | 101 | $16.6M | $164K | 14.85% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Naples compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Naples area | $250K | 7.3% ▼ 8.0 pts |
| Florida | $250K | 15.3% |
| United States | $179K | 11.2% |
What gets funded in Naples
| Industry | Loans | Total funded |
|---|---|---|
| Construction | 154 | $90.4M |
| Health Care and Social Assistance | 115 | $73.9M |
| Accommodation and Food Services | 102 | $68.8M |
| Retail Trade | 110 | $60.4M |
| Professional and Technical Services | 124 | $59.8M |
| Other Services | 117 | $53.1M |
| Administrative and Support | 109 | $37.0M |
| Manufacturing | 46 | $34.5M |
SBA lending in Naples by year
Geography, precisely
"Naples area" here means the Naples-Marco Island, FL metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Collier County, FL. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.