SBA lender profile
Regions Bank
Regions Bank appears in the public SBA loan data with 2,727 funded 7(a) loans since FY2010, totaling $2.2B, an average of $804K per loan, and an estimated 57,054 jobs supported. Its SBA lending concentrates in Florida and the Wholesale Trade sector. Across its 7(a) loans, the charge-off rate is 3.3%. 63.7% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 72
- Scale 97
- Activity 96
- Consistency 88
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Regions Bank the right lender for you?
Lenders fund what they know. Regions Bank's SBA lending concentrates in Florida (853 loans) and Wholesale Trade (254 loans), at an average loan of $804K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $159.4B
- Headquarters
- Birmingham, AL
- FDIC cert
- #12368
- Status
- Active
Where Regions Bank lends
Top states by funded SBA volume.
Metro areas where Regions Bank funds
What Regions Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Wholesale Trade | 254 | $315.9M |
| Manufacturing | 296 | $305.2M |
| Health Care and Social Assistance | 419 | $283.0M |
| Retail Trade | 324 | $229.6M |
| Professional and Technical Services | 255 | $194.0M |
| Accommodation and Food Services | 254 | $171.0M |
Regions Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 155 | $50.9M |
| 2011 | 263 | $92.4M |
| 2012 | 76 | $42.9M |
| 2013 | 37 | $30.2M |
| 2014 | 197 | $163.3M |
| 2015 | 328 | $243.7M |
| 2016 | 246 | $193.5M |
| 2017 | 259 | $202.1M |
| 2018 | 188 | $187.6M |
| 2019 | 124 | $101.5M |
| 2020 | 115 | $128.6M |
| 2021 | 171 | $206.5M |
| 2022 | 101 | $119.2M |
| 2023 | 132 | $124.6M |
| 2024 | 93 | $104.0M |
| 2025 | 187 | $158.5M |
| 2026 | 55 | $41.8M |
Related SBA lenders
Other lenders active in Florida or in Wholesale Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Regions Bank: frequently asked questions
Does Regions Bank offer SBA loans?
Yes. Regions Bank appears in the public SBA data with 2,727 funded SBA 7(a) loans totaling $2.2B.
How many SBA loans has Regions Bank made?
Regions Bank is associated with 2,727 SBA 7(a) loans totaling $2.2B in the public SBA data (as of 2026-03-31).
What is Regions Bank's SBA charge-off rate?
About 3.3% of Regions Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Regions Bank do most of its SBA lending?
Regions Bank's SBA lending in the data is most concentrated in Florida, and by industry in Wholesale Trade.
Is Regions Bank an SBA Preferred Lender (PLP)?
The loan record shows Regions Bank operating under PLP delegated authority: 1,738 of its 7(a) loans (63.7%) were processed through the Preferred Lenders Program, including 242 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Regions Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/regions-bank/
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