SBA lender profile
Regions Bank
Regions Bank appears in the public SBA loan data with 854 funded 7(a) loans totaling $883.2M, an average of $1.0M per loan, and an estimated 16,620 jobs supported. Its SBA lending concentrates in Texas and the Wholesale Trade sector. Across all of its loans in the data, its charge-off rate is 1.1%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
854
Total volume
$883.2M
Average loan size
$1.0M
Charge-off rate
1.1%
Share of funded loans charged off
Jobs supported (reported)
16,620
Programs
7(a)
Bank profile
via FDIC- Total assets
- $159.4B
- Headquarters
- Birmingham, AL
- FDIC cert
- #12368
- Status
- Active
Where Regions Bank lends
Top states by funded SBA volume.
What Regions Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Wholesale Trade | 98 | $153.5M |
| Manufacturing | 95 | $136.4M |
| Health Care and Social Assistance | 118 | $110.6M |
| Retail Trade | 93 | $86.0M |
| Professional and Technical Services | 72 | $72.2M |
| Construction | 72 | $62.1M |
Regions Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 115 | $128.6M |
| 2021 | 171 | $206.5M |
| 2022 | 101 | $119.2M |
| 2023 | 132 | $124.6M |
| 2024 | 93 | $104.0M |
| 2025 | 187 | $158.5M |
| 2026 | 55 | $41.8M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Regions Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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