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SBA lending by metro area

SBA lenders in Oil City, PA

Which lenders fund Oil City-area businesses, how much, and how the market compares with Pennsylvania: SBA 7(a) and 504 loans, FY2010–2026.

By Mario Bailey · SBA FOIA data as of 2026-03-31

SBA loans
46
Total funded
$13.2M
Average loan
$286K
7(a) charge-off
2.2%

Top SBA lenders in the Oil City area

Ranked by SBA volume funded to businesses located in the Oil City micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.

# Lender Loans Total funded Average loan 7(a) charge-off
1 The Huntington National Bank 9 $3.2M $352K not reported
2 Northwest Bank 11 $887K $81K not reported
3 Citizens Bank, National Association 6 $655K $109K not reported

SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.

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How Oil City compares

Median funded SBA loan and 504 share of loans, FY2010–2026.

Median loan504 share
Oil City area $100K ▼ 33.3% 2.2% ▼ 4.0 pts
Pennsylvania$150K6.2%
United States$179K11.2%

What gets funded in Oil City

IndustryLoansTotal funded
Manufacturing 6 $3.8M
Accommodation and Food Services 6 $2.6M
Administrative and Support 5 $690K
Construction 7 $644K
Retail Trade 7 $443K
Transportation and Warehousing 5 $367K

SBA lending in Oil City by year

Geography, precisely

"Oil City area" here means the Oil City, PA micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Venango County, PA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.