SBA lending by metro area
SBA lenders in Plattsburgh, NY
Which lenders fund Plattsburgh-area businesses, how much, and how the market compares with New York: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Plattsburgh area
Ranked by SBA volume funded to businesses located in the Plattsburgh micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Empire State Certified Development Corporation | 22 | $24.6M | $1.1M | not reported |
| 2 | NBT Bank, National Association | 14 | $5.1M | $366K | not reported |
| 3 | TD Bank, National Association | 49 | $4.5M | $92K | 10.20% |
| 4 | KeyBank National Association | 23 | $4.3M | $186K | 13.04% |
| 5 | Community Bank, National Association | 24 | $2.6M | $107K | 0.00% |
| 6 | Arrow Bank National Association | 20 | $1.9M | $93K | 0.00% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Plattsburgh compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Plattsburgh area | $100K | 11.8% ▲ 5.5 pts |
| New York | $100K | 6.2% |
| United States | $179K | 11.2% |
What gets funded in Plattsburgh
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 32 | $18.1M |
| Retail Trade | 30 | $8.4M |
| Health Care and Social Assistance | 15 | $8.3M |
| Construction | 29 | $5.9M |
| Manufacturing | 15 | $4.7M |
| Arts, Entertainment, Recreation | 8 | $3.1M |
| Professional and Technical Services | 5 | $2.3M |
| Other Services | 12 | $2.2M |
SBA lending in Plattsburgh by year
Geography, precisely
"Plattsburgh area" here means the Plattsburgh, NY micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Clinton County, NY. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.