SBA lending by metro area
SBA lenders in Ponca City, OK
Which lenders fund Ponca City-area businesses, how much, and how the market compares with Oklahoma: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Ponca City area
Ranked by SBA volume funded to businesses located in the Ponca City micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Equity Bank | 19 | $7.5M | $395K | not reported |
| 2 | BancFirst | 13 | $4.8M | $368K | not reported |
| 3 | RCB Bank | 6 | $2.3M | $388K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Ponca City compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Ponca City area | $250K ▲ 11.1% | 7.0% ▼ 1.2 pts |
| Oklahoma | $225K | 8.2% |
| United States | $179K | 11.2% |
What gets funded in Ponca City
| Industry | Loans | Total funded |
|---|---|---|
| Manufacturing | 21 | $11.0M |
| Accommodation and Food Services | 13 | $8.5M |
| Retail Trade | 11 | $4.3M |
SBA lending in Ponca City by year
Geography, precisely
"Ponca City area" here means the Ponca City, OK micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Kay County, OK. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.