SBA lender profile
Equity Bank
Equity Bank appears in the public SBA loan data with 499 funded 7(a) loans since FY2010, totaling $258.3M, an average of $518K per loan, and an estimated 6,760 jobs supported. Its SBA lending concentrates in Kansas and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 0.8%. 38.9% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 89
- Scale 83
- Activity 81
- Consistency 87
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Equity Bank the right lender for you?
Lenders fund what they know. Equity Bank's SBA lending concentrates in Kansas (197 loans) and Accommodation and Food Services (98 loans), at an average loan of $518K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $7.7B
- Headquarters
- Andover, KS
- FDIC cert
- #25858
- Status
- Active
Where Equity Bank lends
Top states by funded SBA volume.
Metro areas where Equity Bank funds
What Equity Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 98 | $64.9M |
| Manufacturing | 67 | $42.3M |
| Retail Trade | 61 | $34.9M |
| Agriculture, Forestry, Fishing | 23 | $22.5M |
| Construction | 59 | $22.2M |
| Other Services | 38 | $19.2M |
Equity Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 32 | $8.2M |
| 2011 | 64 | $24.3M |
| 2012 | 27 | $13.6M |
| 2013 | 22 | $10.5M |
| 2014 | 19 | $4.9M |
| 2015 | 19 | $9.6M |
| 2016 | 19 | $14.1M |
| 2017 | 28 | $25.8M |
| 2018 | 21 | $11.2M |
| 2019 | 15 | $10.9M |
| 2020 | 15 | $11.5M |
| 2021 | 45 | $25.3M |
| 2022 | 61 | $36.1M |
| 2023 | 49 | $21.9M |
| 2024 | 30 | $11.5M |
| 2025 | 23 | $15.5M |
| 2026 | 10 | $3.2M |
Related SBA lenders
Other lenders active in Kansas or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Equity Bank: frequently asked questions
Does Equity Bank offer SBA loans?
Yes. Equity Bank appears in the public SBA data with 499 funded SBA 7(a) loans totaling $258.3M.
How many SBA loans has Equity Bank made?
Equity Bank is associated with 499 SBA 7(a) loans totaling $258.3M in the public SBA data (as of 2026-03-31).
What is Equity Bank's SBA charge-off rate?
About 0.8% of Equity Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Equity Bank do most of its SBA lending?
Equity Bank's SBA lending in the data is most concentrated in Kansas, and by industry in Accommodation and Food Services.
Is Equity Bank an SBA Preferred Lender (PLP)?
The loan record shows Equity Bank operating under PLP delegated authority: 194 of its 7(a) loans (38.9%) were processed through the Preferred Lenders Program, including 37 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Equity Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/equity-bank/
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