SBA lending by metro area
SBA lenders in Ponce, PR
Which lenders fund Ponce-area businesses, how much, and how the market compares with Puerto Rico: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Ponce area
Ranked by SBA volume funded to businesses located in the Ponce metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Banco Popular de Puerto Rico | 400 | $32.8M | $82K | 2.25% |
| 2 | Corp. Financiamiento Empresarial del Comercio y Comunidades (COFECC) | 44 | $15.3M | $348K | not reported |
| 3 | Oriental Bank | 78 | $8.8M | $112K | 8.97% |
| 4 | FirstBank Puerto Rico | 72 | $7.4M | $103K | 2.78% |
| 5 | PYMES Financial Partners, Inc. | 15 | $6.2M | $416K | not reported |
| 6 | Economic Development Bank for Puerto Rico | 30 | $2.7M | $89K | 6.67% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Ponce compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Ponce area | $50K ▼ 28.9% | 8.8% ▼ 3.2 pts |
| Puerto Rico | $70K | 12.0% |
| United States | $179K | 11.2% |
What gets funded in Ponce
| Industry | Loans | Total funded |
|---|---|---|
| Health Care and Social Assistance | 183 | $19.5M |
| Retail Trade | 162 | $14.0M |
| Accommodation and Food Services | 55 | $10.6M |
| Wholesale Trade | 24 | $5.8M |
| Transportation and Warehousing | 11 | $5.5M |
| Professional and Technical Services | 43 | $5.4M |
| Manufacturing | 45 | $4.7M |
| Construction | 29 | $4.2M |
SBA lending in Ponce by year
Geography, precisely
"Ponce area" here means the Ponce, PR metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Guayanilla Municipio, PR; Juana Díaz Municipio, PR; Peñuelas Municipio, PR; Ponce Municipio, PR; Villalba Municipio, PR; Yauco Municipio, PR. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.