SBA lending by metro area
SBA lenders in Sandusky, OH
Which lenders fund Sandusky-area businesses, how much, and how the market compares with Ohio: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Sandusky area
Ranked by SBA volume funded to businesses located in the Sandusky metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 253 | $41.4M | $163K | 1.19% |
| 2 | Growth Capital Corp. | 33 | $24.8M | $751K | not reported |
| 3 | The First National Bank Bellevue | 21 | $7.0M | $331K | 0.00% |
| 4 | Fifth Third Bank | 9 | $6.6M | $738K | not reported |
| 5 | The Croghan Colonial Bank | 23 | $6.6M | $288K | 0.00% |
| 6 | Civista Bank | 10 | $6.0M | $600K | not reported |
| 7 | KeyBank National Association | 19 | $5.1M | $271K | not reported |
| 8 | Northwest Ohio Development Assistance Corporation | 12 | $4.1M | $344K | not reported |
| 9 | The Genoa Banking Company | 5 | $2.4M | $489K | not reported |
| 10 | Stearns Bank National Association | 5 | $1.8M | $353K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Sandusky compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Sandusky area | $100K ▲ 25.0% | 9.6% ▲ 4.1 pts |
| Ohio | $80K | 5.4% |
| United States | $179K | 11.2% |
What gets funded in Sandusky
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 121 | $48.4M |
| Retail Trade | 75 | $30.2M |
| Manufacturing | 34 | $19.6M |
| Transportation and Warehousing | 39 | $9.1M |
| Arts, Entertainment, Recreation | 24 | $8.4M |
| Real Estate | 11 | $6.7M |
| Construction | 64 | $6.6M |
| Other Services | 39 | $6.4M |
SBA lending in Sandusky by year
Geography, precisely
"Sandusky area" here means the Sandusky, OH metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Erie County, OH; Ottawa County, OH. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.