SBA lender profile
Civista Bank
Civista Bank appears in the public SBA loan data with 75 funded 7(a) loans since FY2010, totaling $38.2M, an average of $510K per loan, and an estimated 1,109 jobs supported. Its SBA lending concentrates in Ohio and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 2.7%. 16.0% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 72
- Scale 47
- Activity 48
- Consistency 81
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Civista Bank the right lender for you?
Lenders fund what they know. Civista Bank's SBA lending concentrates in Ohio (66 loans) and Accommodation and Food Services (17 loans), at an average loan of $510K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $4.3B
- Headquarters
- Sandusky, OH
- FDIC cert
- #12982
- Status
- Active
Where Civista Bank lends
Top states by funded SBA volume.
Metro areas where Civista Bank funds
What Civista Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 17 | $10.3M |
| Construction | 6 | $6.2M |
| Other Services | 8 | $5.7M |
| Retail Trade | 12 | $5.5M |
| Health Care and Social Assistance | 9 | $2.4M |
| Information | 4 | $1.8M |
Civista Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 10 | $4.6M |
| 2011 | 8 | $1.8M |
| 2012 | 1 | $122K |
| 2013 | 11 | $8.1M |
| 2014 | 1 | $822K |
| 2015 | 2 | $305K |
| 2016 | 3 | $2.9M |
| 2017 | 4 | $1.8M |
| 2018 | 7 | $1.4M |
| 2019 | 5 | $3.3M |
| 2020 | 2 | $438K |
| 2021 | 6 | $6.7M |
| 2022 | 1 | $465K |
| 2023 | 2 | $559K |
| 2024 | 5 | $2.9M |
| 2025 | 6 | $2.0M |
| 2026 | 1 | $227K |
Related SBA lenders
Other lenders active in Ohio or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Civista Bank: frequently asked questions
Does Civista Bank offer SBA loans?
Yes. Civista Bank appears in the public SBA data with 75 funded SBA 7(a) loans totaling $38.2M.
How many SBA loans has Civista Bank made?
Civista Bank is associated with 75 SBA 7(a) loans totaling $38.2M in the public SBA data (as of 2026-03-31).
What is Civista Bank's SBA charge-off rate?
About 2.7% of Civista Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Civista Bank do most of its SBA lending?
Civista Bank's SBA lending in the data is most concentrated in Ohio, and by industry in Accommodation and Food Services.
Is Civista Bank an SBA Preferred Lender (PLP)?
The loan record shows Civista Bank operating under PLP delegated authority: 12 of its 7(a) loans (16.0%) were processed through the Preferred Lenders Program, including 1 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Civista Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/civista-bank/
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