SBA lending by metro area
SBA lenders in Seneca, SC
Which lenders fund Seneca-area businesses, how much, and how the market compares with South Carolina: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Seneca area
Ranked by SBA volume funded to businesses located in the Seneca micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 8 | $9.7M | $1.2M | not reported |
| 2 | United Community Bank | 5 | $5.3M | $1.1M | not reported |
| 3 | TowneBank | 5 | $3.4M | $690K | not reported |
| 4 | TD Bank, National Association | 22 | $3.1M | $140K | 9.09% |
| 5 | Wells Fargo Bank National Association | 12 | $1.4M | $120K | not reported |
| 6 | Truist Bank | 8 | $905K | $113K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Seneca compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Seneca area | $213K ▼ 19.8% | 2.6% ▼ 5.3 pts |
| South Carolina | $265K | 7.9% |
| United States | $179K | 11.2% |
What gets funded in Seneca
| Industry | Loans | Total funded |
|---|---|---|
| Retail Trade | 23 | $19.6M |
| Accommodation and Food Services | 17 | $12.4M |
| Health Care and Social Assistance | 13 | $5.4M |
| Real Estate | 5 | $5.3M |
| Manufacturing | 6 | $3.6M |
| Professional and Technical Services | 13 | $3.5M |
| Other Services | 7 | $3.5M |
| Construction | 8 | $1.3M |
SBA lending in Seneca by year
Geography, precisely
"Seneca area" here means the Seneca, SC micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Oconee County, SC. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.