SBA lender profile
United Community Bank
United Community Bank appears in the public SBA loan data with 2,847 funded 7(a) loans since FY2010, totaling $2.3B, an average of $801K per loan, and an estimated 48,679 jobs supported. Its SBA lending concentrates in Georgia and the Health Care and Social Assistance sector. Across its 7(a) loans, the charge-off rate is 3.0%. 69.0% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 73
- Scale 97
- Activity 97
- Consistency 87
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is United Community Bank the right lender for you?
Lenders fund what they know. United Community Bank's SBA lending concentrates in Georgia (443 loans) and Health Care and Social Assistance (545 loans), at an average loan of $801K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $185M
- Headquarters
- Poynette, WI
- FDIC cert
- #11603
- Status
- Inactive
Where United Community Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Georgia | 443 | $355.8M |
| North Carolina | 403 | $320.9M |
| Florida | 319 | $285.9M |
| South Carolina | 261 | $237.1M |
| Texas | 229 | $195.0M |
| Tennessee | 185 | $161.0M |
Metro areas where United Community Bank funds
What United Community Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Health Care and Social Assistance | 545 | $531.3M |
| Accommodation and Food Services | 664 | $497.3M |
| Professional and Technical Services | 293 | $310.1M |
| Retail Trade | 311 | $182.2M |
| Other Services | 246 | $181.2M |
| Manufacturing | 185 | $152.3M |
United Community Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 83 | $39.7M |
| 2011 | 98 | $76.7M |
| 2012 | 66 | $40.7M |
| 2013 | 82 | $67.6M |
| 2014 | 75 | $49.7M |
| 2015 | 157 | $190.4M |
| 2016 | 230 | $181.4M |
| 2017 | 245 | $196.5M |
| 2018 | 322 | $257.0M |
| 2019 | 278 | $185.9M |
| 2020 | 250 | $177.2M |
| 2021 | 256 | $197.3M |
| 2022 | 155 | $121.3M |
| 2023 | 206 | $178.8M |
| 2024 | 125 | $116.2M |
| 2025 | 167 | $145.4M |
| 2026 | 52 | $58.9M |
Related SBA lenders
Other lenders active in Georgia or in Health Care and Social Assistance.
Comparing lenders? See how to choose an SBA lender by track record.
United Community Bank: frequently asked questions
Does United Community Bank offer SBA loans?
Yes. United Community Bank appears in the public SBA data with 2,847 funded SBA 7(a) loans totaling $2.3B.
How many SBA loans has United Community Bank made?
United Community Bank is associated with 2,847 SBA 7(a) loans totaling $2.3B in the public SBA data (as of 2026-03-31).
What is United Community Bank's SBA charge-off rate?
About 3.0% of United Community Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does United Community Bank do most of its SBA lending?
United Community Bank's SBA lending in the data is most concentrated in Georgia, and by industry in Health Care and Social Assistance.
Is United Community Bank an SBA Preferred Lender (PLP)?
The loan record shows United Community Bank operating under PLP delegated authority: 1,963 of its 7(a) loans (69.0%) were processed through the Preferred Lenders Program, including 262 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). United Community Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/united-community-bank/
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