SBA lender profile
United Community Bank
United Community Bank appears in the public SBA loan data with 1,211 funded 7(a) loans totaling $995.1M, an average of $822K per loan, and an estimated 21,062 jobs supported. Its SBA lending concentrates in Georgia and the Health Care and Social Assistance sector. Across all of its loans in the data, its charge-off rate is 0.5%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
1,211
Total volume
$995.1M
Average loan size
$822K
Charge-off rate
0.5%
Share of funded loans charged off
Jobs supported (reported)
21,062
Programs
7(a)
Bank profile
via FDIC- Total assets
- $185M
- Headquarters
- Poynette, WI
- FDIC cert
- #11603
- Status
- Inactive
Where United Community Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Georgia | 202 | $168.1M |
| Florida | 173 | $166.4M |
| North Carolina | 140 | $115.2M |
| Texas | 127 | $108.3M |
| South Carolina | 93 | $80.3M |
| Tennessee | 47 | $49.3M |
What United Community Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Health Care and Social Assistance | 251 | $266.2M |
| Accommodation and Food Services | 308 | $224.7M |
| Professional and Technical Services | 78 | $98.2M |
| Retail Trade | 130 | $77.8M |
| Other Services | 104 | $74.4M |
| Manufacturing | 69 | $57.1M |
United Community Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 250 | $177.2M |
| 2021 | 256 | $197.3M |
| 2022 | 155 | $121.3M |
| 2023 | 206 | $178.8M |
| 2024 | 125 | $116.2M |
| 2025 | 167 | $145.4M |
| 2026 | 52 | $58.9M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of United Community Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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