SBA lending by metro area
SBA lenders in Sparta, WI
Which lenders fund Sparta-area businesses, how much, and how the market compares with Wisconsin: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Sparta area
Ranked by SBA volume funded to businesses located in the Sparta micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Bank First, N.A. | 87 | $19.1M | $220K | 3.45% |
| 2 | WBD, Inc. | 18 | $11.3M | $627K | not reported |
| 3 | Citizens Community Federal National Association | 34 | $6.1M | $180K | 0.00% |
| 4 | Park Bank National Association | 16 | $5.2M | $327K | not reported |
| 5 | River Bank | 18 | $4.4M | $243K | not reported |
| 6 | State Bank Financial | 19 | $2.0M | $105K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Sparta compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Sparta area | $135K ▼ 32.5% | 8.6% ▼ 5.1 pts |
| Wisconsin | $200K | 13.7% |
| United States | $179K | 11.2% |
What gets funded in Sparta
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 49 | $16.2M |
| Retail Trade | 35 | $9.4M |
| Other Services | 27 | $9.0M |
| Construction | 23 | $8.6M |
| Manufacturing | 22 | $4.8M |
| Health Care and Social Assistance | 13 | $4.6M |
| Wholesale Trade | 11 | $3.0M |
| Professional and Technical Services | 12 | $2.6M |
SBA lending in Sparta by year
Geography, precisely
"Sparta area" here means the Sparta, WI micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Monroe County, WI. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.