SBA lender profile
State Bank Financial
State Bank Financial appears in the public SBA loan data with 184 funded 7(a) loans since FY2010, totaling $44.8M, an average of $244K per loan, and an estimated 1,611 jobs supported. Its SBA lending concentrates in Wisconsin and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 3.8%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 68
- Scale 59
- Activity 39
- Consistency 75
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is State Bank Financial the right lender for you?
Lenders fund what they know. State Bank Financial's SBA lending concentrates in Wisconsin (166 loans) and Retail Trade (28 loans), at an average loan of $244K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $537M
- Headquarters
- La Crosse, WI
- FDIC cert
- #10383
- Status
- Active
Where State Bank Financial lends
Top states by funded SBA volume.
Metro areas where State Bank Financial funds
What State Bank Financial funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 28 | $12.2M |
| Manufacturing | 33 | $11.5M |
| Accommodation and Food Services | 20 | $5.3M |
| Construction | 27 | $4.2M |
| Agriculture, Forestry, Fishing | 9 | $2.7M |
| Other Services | 18 | $2.7M |
State Bank Financial SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 19 | $7.6M |
| 2011 | 15 | $2.8M |
| 2012 | 9 | $3.2M |
| 2013 | 14 | $8.9M |
| 2014 | 25 | $2.5M |
| 2015 | 36 | $5.2M |
| 2016 | 22 | $2.5M |
| 2017 | 12 | $2.0M |
| 2018 | 7 | $758K |
| 2019 | 10 | $1.4M |
| 2020 | 7 | $2.1M |
| 2021 | 2 | $2.3M |
| 2022 | 2 | $302K |
| 2023 | 3 | $808K |
| 2025 | 1 | $2.4M |
Related SBA lenders
Other lenders active in Wisconsin or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
State Bank Financial: frequently asked questions
Does State Bank Financial offer SBA loans?
Yes. State Bank Financial appears in the public SBA data with 184 funded SBA 7(a) loans totaling $44.8M.
How many SBA loans has State Bank Financial made?
State Bank Financial is associated with 184 SBA 7(a) loans totaling $44.8M in the public SBA data (as of 2026-03-31).
What is State Bank Financial's SBA charge-off rate?
About 3.8% of State Bank Financial's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does State Bank Financial do most of its SBA lending?
State Bank Financial's SBA lending in the data is most concentrated in Wisconsin, and by industry in Retail Trade.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). State Bank Financial SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/state-bank-financial/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
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