SBA lending by metro area
SBA lenders in Spokane, WA
Which lenders fund Spokane-area businesses, how much, and how the market compares with Washington: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Spokane area
Ranked by SBA volume funded to businesses located in the Spokane metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Glacier Bank | 356 | $113.6M | $319K | 2.81% |
| 2 | Northwest Business Development Association | 118 | $79.8M | $677K | not reported |
| 3 | Washington Trust Bank | 245 | $78.3M | $320K | 1.22% |
| 4 | Banner Bank | 249 | $55.1M | $221K | 2.01% |
| 5 | Columbia Bank | 137 | $53.2M | $388K | 5.84% |
| 6 | Evergreen Business Capital | 69 | $51.1M | $740K | not reported |
| 7 | First Interstate Bank | 148 | $45.3M | $306K | 1.35% |
| 8 | Numerica CU | 199 | $43.1M | $217K | 4.52% |
| 9 | Live Oak Banking Company | 26 | $40.1M | $1.5M | 3.85% |
| 10 | Wells Fargo Bank National Association | 97 | $32.3M | $333K | 3.09% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Spokane compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Spokane area | $150K ▼ 32.7% | 9.0% |
| Washington | $223K | 9.1% |
| United States | $179K | 11.2% |
What gets funded in Spokane
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 294 | $161.5M |
| Retail Trade | 325 | $149.9M |
| Health Care and Social Assistance | 273 | $132.4M |
| Manufacturing | 197 | $96.8M |
| Construction | 327 | $81.3M |
| Professional and Technical Services | 158 | $67.5M |
| Other Services | 217 | $63.8M |
| Real Estate | 82 | $47.0M |
SBA lending in Spokane by year
Geography, precisely
"Spokane area" here means the Spokane-Spokane Valley, WA metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Spokane County, WA; Stevens County, WA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.