SBA lender profile
Washington Trust Bank
Washington Trust Bank appears in the public SBA loan data with 1,104 funded 7(a) loans since FY2010, totaling $479.1M, an average of $434K per loan, and an estimated 9,357 jobs supported. Its SBA lending concentrates in Washington and the Construction sector. Across its 7(a) loans, the charge-off rate is 0.9%. 53.0% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 90
- Scale 90
- Activity 92
- Consistency 85
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Washington Trust Bank the right lender for you?
Lenders fund what they know. Washington Trust Bank's SBA lending concentrates in Washington (670 loans) and Construction (149 loans), at an average loan of $434K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $10.7B
- Headquarters
- Spokane, WA
- FDIC cert
- #1281
- Status
- Active
Where Washington Trust Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Washington | 670 | $290.8M |
| Idaho | 336 | $144.2M |
| Oregon | 89 | $36.0M |
| Utah | 2 | $5.0M |
| Montana | 4 | $2.9M |
| California | 3 | $336K |
Metro areas where Washington Trust Bank funds
What Washington Trust Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 149 | $79.3M |
| Accommodation and Food Services | 131 | $61.3M |
| Retail Trade | 130 | $58.1M |
| Health Care and Social Assistance | 130 | $51.1M |
| Manufacturing | 98 | $49.6M |
| Professional and Technical Services | 79 | $36.2M |
Washington Trust Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 5 | $2.3M |
| 2011 | 8 | $2.0M |
| 2012 | 21 | $11.5M |
| 2013 | 49 | $21.1M |
| 2014 | 62 | $27.3M |
| 2015 | 105 | $48.3M |
| 2016 | 105 | $27.8M |
| 2017 | 109 | $31.5M |
| 2018 | 76 | $27.4M |
| 2019 | 91 | $32.6M |
| 2020 | 44 | $15.0M |
| 2021 | 45 | $34.1M |
| 2022 | 39 | $13.9M |
| 2023 | 80 | $48.6M |
| 2024 | 141 | $64.4M |
| 2025 | 98 | $58.3M |
| 2026 | 26 | $13.0M |
Related SBA lenders
Other lenders active in Washington or in Construction.
Comparing lenders? See how to choose an SBA lender by track record.
Washington Trust Bank: frequently asked questions
Does Washington Trust Bank offer SBA loans?
Yes. Washington Trust Bank appears in the public SBA data with 1,104 funded SBA 7(a) loans totaling $479.1M.
How many SBA loans has Washington Trust Bank made?
Washington Trust Bank is associated with 1,104 SBA 7(a) loans totaling $479.1M in the public SBA data (as of 2026-03-31).
What is Washington Trust Bank's SBA charge-off rate?
About 0.9% of Washington Trust Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Washington Trust Bank do most of its SBA lending?
Washington Trust Bank's SBA lending in the data is most concentrated in Washington, and by industry in Construction.
Is Washington Trust Bank an SBA Preferred Lender (PLP)?
The loan record shows Washington Trust Bank operating under PLP delegated authority: 585 of its 7(a) loans (53.0%) were processed through the Preferred Lenders Program, including 143 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Washington Trust Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/washington-trust-bank/
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