SBA lending by metro area
SBA lenders in Sturgis, MI
Which lenders fund Sturgis-area businesses, how much, and how the market compares with Michigan: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Sturgis area
Ranked by SBA volume funded to businesses located in the Sturgis micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Michigan Certified Development Corporation | 9 | $7.5M | $839K | not reported |
| 2 | The Huntington National Bank | 29 | $5.3M | $183K | 0.00% |
| 3 | KeyBank National Association | 13 | $4.0M | $308K | not reported |
| 4 | Great Lakes Commercial Finance | 8 | $3.7M | $457K | not reported |
| 5 | Southern Michigan Bank & Trust | 8 | $3.3M | $416K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Sturgis compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Sturgis area | $200K ▲ 60.0% | 15.0% ▲ 6.7 pts |
| Michigan | $125K | 8.3% |
| United States | $179K | 11.2% |
What gets funded in Sturgis
| Industry | Loans | Total funded |
|---|---|---|
| Manufacturing | 24 | $10.1M |
| Retail Trade | 20 | $7.5M |
| Transportation and Warehousing | 9 | $7.4M |
| Accommodation and Food Services | 11 | $5.4M |
| Construction | 8 | $2.4M |
| Professional and Technical Services | 10 | $2.3M |
| Other Services | 7 | $2.1M |
| Health Care and Social Assistance | 7 | $1.7M |
SBA lending in Sturgis by year
Geography, precisely
"Sturgis area" here means the Sturgis, MI micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: St. Joseph County, MI. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.