SBA lending by metro area
SBA lenders in Trenton, NJ
Which lenders fund Trenton-area businesses, how much, and how the market compares with New Jersey: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Trenton area
Ranked by SBA volume funded to businesses located in the Trenton metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Trenton Business Assistance Corporation | 77 | $54.6M | $709K | 9.09% |
| 2 | Fulton Bank, National Association | 53 | $54.4M | $1.0M | 3.77% |
| 3 | First Bank | 42 | $27.7M | $660K | 4.76% |
| 4 | TD Bank, National Association | 172 | $27.2M | $158K | 4.07% |
| 5 | Live Oak Banking Company | 23 | $25.5M | $1.1M | 4.35% |
| 6 | Provident Bank | 30 | $19.4M | $648K | 0.00% |
| 7 | Beacon Bank and Trust | 33 | $18.9M | $574K | 6.06% |
| 8 | Wells Fargo Bank National Association | 74 | $17.7M | $240K | 6.76% |
| 9 | Empire State Certified Development Corporation | 8 | $15.2M | $1.9M | not reported |
| 10 | PNC Bank, National Association | 39 | $14.1M | $361K | 2.56% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Trenton compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Trenton area | $200K ▲ 33.3% | 4.9% ▼ 0.7 pts |
| New Jersey | $150K | 5.5% |
| United States | $179K | 11.2% |
What gets funded in Trenton
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 153 | $79.7M |
| Retail Trade | 161 | $78.9M |
| Health Care and Social Assistance | 128 | $70.0M |
| Professional and Technical Services | 174 | $66.6M |
| Manufacturing | 55 | $49.6M |
| Other Services | 106 | $46.3M |
| Wholesale Trade | 55 | $44.6M |
| Administrative and Support | 66 | $29.3M |
SBA lending in Trenton by year
Geography, precisely
"Trenton area" here means the Trenton-Princeton, NJ metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Mercer County, NJ. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.