Franchise financing
Batteries Plus franchise financing
What it costs to finance a Batteries Plus franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 110
- Total funded
- $51.5M
- Median loan
- $327K
- 7(a) charge-off
- 5.8%
What financing a Batteries Plus franchise costs
The median SBA loan to a Batteries Plus franchisee is $327K, and the middle half of Batteries Plus's 110 loans run $200K to $451K (average $468K). Across all SBA-financed franchises the median loan is $350K. Batteries Plus buyers borrow less than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median Batteries Plus loan runs 10 years. Model your numbers with the franchise financing calculator.
Of the 106 Batteries Plus loans where the SBA recorded a business age, 58.5% went to new businesses two years old or younger. The rest funded existing operations.
How to finance Batteries Plus
Batteries Plus franchisees have financed with 110 SBA loans since FY2010, averaging $468K each. The 7(a) program is the usual route: it covers the franchise fee, build-out, equipment, and working capital (104 of the 110 loans). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
Batteries Plus's 7(a) charge-off rate is 5.8% across 104 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance Batteries Plus
By SBA loan count
Where Batteries Plus gets funded
Top states by loan count
- 1. Florida 13
- 2. Texas 20
- 3. Arizona 3
- 4. Michigan 9
- 5. Illinois 4
- 6. Alabama 2
- 7. North Carolina 6
- 8. Pennsylvania 3
Financing a Batteries Plus?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
Batteries Plus SBA financing FAQ
How much does a Batteries Plus franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a Batteries Plus franchisee is $327K, and the middle half of Batteries Plus's 110 loans run $200K to $451K. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of Batteries Plus's franchise disclosure document.
Can you use an SBA loan for Batteries Plus?
Yes. Lenders have funded 110 SBA loans to Batteries Plus franchisees, worth $51.5M in all, so Batteries Plus is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for Batteries Plus?
The data says yes: of Batteries Plus's 106 SBA loans that record a business age, 58.5% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance Batteries Plus?
By loan count, the most active SBA lenders for Batteries Plus are SouthState Bank, National Association, ConnectOne Bank, UMB Bank, National Association, among others. A lender already active with your brand often moves faster.
What is Batteries Plus's SBA charge-off rate?
Across Batteries Plus's 104 SBA 7(a) loans, 5.8% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits Batteries Plus?
Mostly 7(a): 104 of Batteries Plus's 110 SBA loans. The 7(a) program covers the franchise fee, build-out, equipment, and working capital. The median Batteries Plus loan term is 10 years.