SBA lender profile
UMB Bank, National Association
UMB Bank, National Association appears in the public SBA loan data with 458 funded 7(a) loans totaling $279.7M, an average of $611K per loan, and an estimated 6,904 jobs supported. Its SBA lending concentrates in Colorado and the Health Care and Social Assistance sector. Across all of its loans in the data, its charge-off rate is 0.4%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
458
Total volume
$279.7M
Average loan size
$611K
Charge-off rate
0.4%
Share of funded loans charged off
Jobs supported (reported)
6,904
Programs
7(a)
Bank profile
via FDIC- Total assets
- $4.1B
- Headquarters
- Kansas City, MO
- FDIC cert
- #13601
- Status
- Inactive
Where UMB Bank, National Association lends
Top states by funded SBA volume.
What UMB Bank, National Association funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Health Care and Social Assistance | 82 | $46.6M |
| Construction | 67 | $38.5M |
| Professional and Technical Services | 40 | $32.2M |
| Retail Trade | 43 | $26.9M |
| Accommodation and Food Services | 54 | $26.8M |
| Manufacturing | 28 | $23.0M |
UMB Bank, National Association SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 86 | $51.0M |
| 2021 | 74 | $50.7M |
| 2022 | 48 | $29.8M |
| 2023 | 45 | $27.0M |
| 2024 | 96 | $52.9M |
| 2025 | 87 | $51.6M |
| 2026 | 22 | $16.7M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of UMB Bank, National Association's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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