SBA lender profile
UMB Bank, National Association
UMB Bank, National Association appears in the public SBA loan data with 2,982 funded 7(a) loans since FY2010, totaling $1.3B, an average of $439K per loan, and an estimated 50,078 jobs supported. Its SBA lending concentrates in Wisconsin and the Manufacturing sector. Across its 7(a) loans, the charge-off rate is 3.5%. 36.7% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 70
- Scale 96
- Activity 90
- Consistency 87
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is UMB Bank, National Association the right lender for you?
Lenders fund what they know. UMB Bank, National Association's SBA lending concentrates in Wisconsin (511 loans) and Manufacturing (421 loans), at an average loan of $439K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $4.1B
- Headquarters
- Kansas City, MO
- FDIC cert
- #13601
- Status
- Inactive
Where UMB Bank, National Association lends
Top states by funded SBA volume.
Metro areas where UMB Bank, National Association funds
What UMB Bank, National Association funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 421 | $257.3M |
| Accommodation and Food Services | 393 | $155.6M |
| Retail Trade | 339 | $146.2M |
| Health Care and Social Assistance | 378 | $134.2M |
| Construction | 296 | $130.1M |
| Other Services | 231 | $90.6M |
UMB Bank, National Association SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 317 | $96.5M |
| 2011 | 365 | $176.5M |
| 2012 | 308 | $134.4M |
| 2013 | 290 | $114.7M |
| 2014 | 300 | $119.9M |
| 2015 | 320 | $105.9M |
| 2016 | 255 | $98.9M |
| 2017 | 167 | $73.6M |
| 2018 | 106 | $51.4M |
| 2019 | 96 | $56.6M |
| 2020 | 86 | $51.0M |
| 2021 | 74 | $50.7M |
| 2022 | 48 | $29.8M |
| 2023 | 45 | $27.0M |
| 2024 | 96 | $52.9M |
| 2025 | 87 | $51.6M |
| 2026 | 22 | $16.7M |
Related SBA lenders
Other lenders active in Wisconsin or in Manufacturing.
Comparing lenders? See how to choose an SBA lender by track record.
UMB Bank, National Association: frequently asked questions
Does UMB Bank, National Association offer SBA loans?
Yes. UMB Bank, National Association appears in the public SBA data with 2,982 funded SBA 7(a) loans totaling $1.3B.
How many SBA loans has UMB Bank, National Association made?
UMB Bank, National Association is associated with 2,982 SBA 7(a) loans totaling $1.3B in the public SBA data (as of 2026-03-31).
What is UMB Bank, National Association's SBA charge-off rate?
About 3.5% of UMB Bank, National Association's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does UMB Bank, National Association do most of its SBA lending?
UMB Bank, National Association's SBA lending in the data is most concentrated in Wisconsin, and by industry in Manufacturing.
Is UMB Bank, National Association an SBA Preferred Lender (PLP)?
The loan record shows UMB Bank, National Association operating under PLP delegated authority: 1,095 of its 7(a) loans (36.7%) were processed through the Preferred Lenders Program, including 128 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). UMB Bank, National Association SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/umb-bank-national-association/
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