SBA lender profile
Simmons Bank
Simmons Bank appears in the public SBA loan data with 307 funded 7(a) loans totaling $164.2M, an average of $535K per loan, and an estimated 4,337 jobs supported. Its SBA lending concentrates in Texas and the Other Services sector. Across all of its loans in the data, its charge-off rate is 1.9%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
307
Total volume
$164.2M
Average loan size
$535K
Charge-off rate
1.9%
Share of funded loans charged off
Jobs supported (reported)
4,337
Programs
7(a)
Bank profile
via FDIC- Total assets
- $24.6B
- Headquarters
- Pine Bluff, AR
- FDIC cert
- #3890
- Status
- Active
Where Simmons Bank lends
Top states by funded SBA volume.
What Simmons Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Other Services | 77 | $38.3M |
| Accommodation and Food Services | 41 | $27.2M |
| Retail Trade | 35 | $16.8M |
| Health Care and Social Assistance | 35 | $14.2M |
| Arts, Entertainment, Recreation | 31 | $11.7M |
| Construction | 18 | $10.8M |
Simmons Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 109 | $39.4M |
| 2021 | 61 | $30.9M |
| 2022 | 60 | $48.6M |
| 2023 | 40 | $20.9M |
| 2024 | 25 | $16.5M |
| 2025 | 10 | $7.5M |
| 2026 | 2 | $482K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Simmons Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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