Franchise financing
DQ Grill & Chill Operating Agreement (American Dairy Queen) franchise financing
What it costs to finance a DQ Grill & Chill Operating Agreement (American Dairy Queen) franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 139
- Total funded
- $133.3M
- Median loan
- $817K
- 7(a) charge-off
- 0.0%
What financing a DQ Grill & Chill Operating Agreement (American Dairy Queen) franchise costs
The median SBA loan to a DQ Grill & Chill Operating Agreement (American Dairy Queen) franchisee is $817K, and the middle half of DQ Grill & Chill Operating Agreement (American Dairy Queen)'s 139 loans run $461K to $1.2M (average $959K). Across all SBA-financed franchises the median loan is $350K. DQ Grill & Chill Operating Agreement (American Dairy Queen) buyers borrow more than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median DQ Grill & Chill Operating Agreement (American Dairy Queen) loan runs about 21 years (249 months). Model your numbers with the franchise financing calculator.
Of the 133 DQ Grill & Chill Operating Agreement (American Dairy Queen) loans where the SBA recorded a business age, 36.8% went to new businesses two years old or younger. The rest funded existing operations.
How to finance DQ Grill & Chill Operating Agreement (American Dairy Queen)
DQ Grill & Chill Operating Agreement (American Dairy Queen) franchisees have financed with 139 SBA loans since FY2010, averaging $959K each. Of those, 104 ran through the 7(a) program (franchise fee, build-out, equipment, and working capital) and 35 through 504 (owner-occupied real estate). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
DQ Grill & Chill Operating Agreement (American Dairy Queen)'s 7(a) charge-off rate is 0.0% across 104 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance DQ Grill & Chill Operating Agreement (American Dairy Queen)
By SBA loan count
- 1. Wells Fargo Bank National Association 9
- 2. The Huntington National Bank 18
- 3. Live Oak Banking Company 9
- 4. SouthState Bank, National Association 2
- 5. Peoples Bank 2
- 6. Dime Community Bank 1
- 7. Florida Business Development Corporation 5
- 8. T Bank, National Association 3
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Where DQ Grill & Chill Operating Agreement (American Dairy Queen) gets funded
Top states by loan count
- 1. Florida 13
- 2. Michigan 11
- 3. Ohio 11
- 4. Texas 6
- 5. Alabama 3
- 6. New York 3
- 7. Georgia 7
- 8. Indiana 7
Financing a DQ Grill & Chill Operating Agreement (American Dairy Queen)?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
DQ Grill & Chill Operating Agreement (American Dairy Queen) SBA financing FAQ
How much does a DQ Grill & Chill Operating Agreement (American Dairy Queen) franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a DQ Grill & Chill Operating Agreement (American Dairy Queen) franchisee is $817K, and the middle half of DQ Grill & Chill Operating Agreement (American Dairy Queen)'s 139 loans run $461K to $1.2M. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of DQ Grill & Chill Operating Agreement (American Dairy Queen)'s franchise disclosure document.
Can you use an SBA loan for DQ Grill & Chill Operating Agreement (American Dairy Queen)?
Yes. Lenders have funded 139 SBA loans to DQ Grill & Chill Operating Agreement (American Dairy Queen) franchisees, worth $133.3M in all, so DQ Grill & Chill Operating Agreement (American Dairy Queen) is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for DQ Grill & Chill Operating Agreement (American Dairy Queen)?
The data says yes: of DQ Grill & Chill Operating Agreement (American Dairy Queen)'s 133 SBA loans that record a business age, 36.8% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance DQ Grill & Chill Operating Agreement (American Dairy Queen)?
By loan count, the most active SBA lenders for DQ Grill & Chill Operating Agreement (American Dairy Queen) are Wells Fargo Bank National Association, The Huntington National Bank, Live Oak Banking Company, among others. A lender already active with your brand often moves faster.
What is DQ Grill & Chill Operating Agreement (American Dairy Queen)'s SBA charge-off rate?
Across DQ Grill & Chill Operating Agreement (American Dairy Queen)'s 104 SBA 7(a) loans, 0.0% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits DQ Grill & Chill Operating Agreement (American Dairy Queen)?
Both. Of DQ Grill & Chill Operating Agreement (American Dairy Queen)'s 139 SBA loans, 104 were 7(a) (franchise fee, build-out, equipment, working capital) and 35 were 504 (owner-occupied real estate). The median DQ Grill & Chill Operating Agreement (American Dairy Queen) loan term is about 21 years (249 months).