SBA lender profile
Peoples Bank
Peoples Bank appears in the public SBA loan data with 2,168 funded 7(a) loans since FY2010, totaling $1.3B, an average of $593K per loan, and an estimated 27,493 jobs supported. Its SBA lending concentrates in Mississippi and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 3.3%. 48.9% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 71
- Scale 95
- Activity 95
- Consistency 82
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Peoples Bank the right lender for you?
Lenders fund what they know. Peoples Bank's SBA lending concentrates in Mississippi (741 loans) and Accommodation and Food Services (484 loans), at an average loan of $593K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $0M
- Headquarters
- Starkville, MS
- FDIC cert
- #10584
- Status
- Inactive
Where Peoples Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Mississippi | 741 | $237.1M |
| Ohio | 462 | $201.4M |
| Texas | 56 | $119.7M |
| Georgia | 88 | $92.9M |
| North Carolina | 25 | $77.0M |
| Washington | 238 | $71.8M |
Metro areas where Peoples Bank funds
What Peoples Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 484 | $717.3M |
| Retail Trade | 274 | $114.8M |
| Manufacturing | 151 | $76.2M |
| Agriculture, Forestry, Fishing | 232 | $64.4M |
| Construction | 192 | $60.7M |
| Transportation and Warehousing | 176 | $43.4M |
Peoples Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 156 | $35.0M |
| 2011 | 199 | $53.8M |
| 2012 | 118 | $35.5M |
| 2013 | 99 | $30.9M |
| 2014 | 107 | $33.4M |
| 2015 | 98 | $44.2M |
| 2016 | 89 | $22.9M |
| 2017 | 72 | $35.4M |
| 2018 | 102 | $37.6M |
| 2019 | 104 | $40.4M |
| 2020 | 132 | $102.8M |
| 2021 | 260 | $277.3M |
| 2022 | 151 | $139.8M |
| 2023 | 164 | $131.9M |
| 2024 | 149 | $87.5M |
| 2025 | 117 | $100.7M |
| 2026 | 51 | $77.1M |
Related SBA lenders
Other lenders active in Mississippi or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Peoples Bank: frequently asked questions
Does Peoples Bank offer SBA loans?
Yes. Peoples Bank appears in the public SBA data with 2,168 funded SBA 7(a) loans totaling $1.3B.
How many SBA loans has Peoples Bank made?
Peoples Bank is associated with 2,168 SBA 7(a) loans totaling $1.3B in the public SBA data (as of 2026-03-31).
What is Peoples Bank's SBA charge-off rate?
About 3.3% of Peoples Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Peoples Bank do most of its SBA lending?
Peoples Bank's SBA lending in the data is most concentrated in Mississippi, and by industry in Accommodation and Food Services.
Is Peoples Bank an SBA Preferred Lender (PLP)?
The loan record shows Peoples Bank operating under PLP delegated authority: 1,061 of its 7(a) loans (48.9%) were processed through the Preferred Lenders Program, including 248 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Peoples Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/peoples-bank/
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