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SBA lender profile

Dime Community Bank

Dime Community Bank appears in the public SBA loan data with 587 funded 7(a) loans since FY2010, totaling $572.6M, an average of $975K per loan, and an estimated 10,614 jobs supported. Its SBA lending concentrates in New York and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 1.2%. 79.4% of its 7(a) loans were processed under delegated PLP authority.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 86
Scale 88
Activity 83
Consistency 84

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
587
Since FY2010
Total volume
$572.6M
Average loan size
$975K
7(a) charge-off rate
1.2%
Share of 7(a) loans charged off
Jobs supported (reported)
10,614
Programs
7(a)

Is Dime Community Bank the right lender for you?

Lenders fund what they know. Dime Community Bank's SBA lending concentrates in New York (530 loans) and Retail Trade (89 loans), at an average loan of $975K. If your business does not look like that, a different SBA lender is likely the better fit.

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Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.

Bank profile

via FDIC
Total assets
$6.8B
Headquarters
Brooklyn, NY
FDIC cert
#16012
Status
Inactive

Where Dime Community Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
New York 530 $492.7M
New Jersey 41 $59.1M
Connecticut 4 $5.4M
Texas 4 $5.1M
Florida 2 $3.4M
Nevada 2 $3.1M

Metro areas where Dime Community Bank funds

What Dime Community Bank funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Retail Trade 89 $97.7M
Accommodation and Food Services 103 $89.4M
Wholesale Trade 77 $84.9M
Professional and Technical Services 60 $52.0M
Manufacturing 46 $46.8M
Health Care and Social Assistance 49 $40.6M

Dime Community Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
201032$18.1M
201144$43.3M
201229$25.1M
201331$25.9M
201428$24.3M
201519$16.6M
201616$16.6M
201744$34.2M
201859$57.1M
201960$58.7M
202061$101.7M
202153$56.7M
202240$28.2M
202345$39.7M
202414$10.2M
20258$12.6M
20264$3.6M

Related SBA lenders

Other lenders active in New York or in Retail Trade.

Comparing lenders? See how to choose an SBA lender by track record.

Dime Community Bank: frequently asked questions

Does Dime Community Bank offer SBA loans?

Yes. Dime Community Bank appears in the public SBA data with 587 funded SBA 7(a) loans totaling $572.6M.

How many SBA loans has Dime Community Bank made?

Dime Community Bank is associated with 587 SBA 7(a) loans totaling $572.6M in the public SBA data (as of 2026-03-31).

What is Dime Community Bank's SBA charge-off rate?

About 1.2% of Dime Community Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Dime Community Bank do most of its SBA lending?

Dime Community Bank's SBA lending in the data is most concentrated in New York, and by industry in Retail Trade.

Is Dime Community Bank an SBA Preferred Lender (PLP)?

The loan record shows Dime Community Bank operating under PLP delegated authority: 466 of its 7(a) loans (79.4%) were processed through the Preferred Lenders Program, including 22 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.

For Dime Community Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Dime Community Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Dime Community Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/dime-community-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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