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Franchise financing

Fairfield by Marriott/Fairfield Inn & Suites by Marriott/Fairfield Inn by Marriott franchise financing

What it costs to finance a Fairfield by Marriott/Fairfield Inn & Suites by Marriott/Fairfield Inn by Marriott franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.

By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31

SBA loans
110
Total funded
$416.5M
Median loan
$4.0M
7(a) charge-off
0.0%

What financing a Fairfield by Marriott/Fairfield Inn & Suites by Marriott/Fairfield Inn by Marriott franchise costs

The median SBA loan to a Fairfield by Marriott/Fairfield Inn & Suites by Marriott/Fairfield Inn by Marriott franchisee is $4.0M, and the middle half of Fairfield by Marriott/Fairfield Inn & Suites by Marriott/Fairfield Inn by Marriott's 110 loans run $3.0M to $5.0M (average $3.8M). Across all SBA-financed franchises the median loan is $350K. Fairfield by Marriott/Fairfield Inn & Suites by Marriott/Fairfield Inn by Marriott buyers borrow more than the typical franchisee.

These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median Fairfield by Marriott/Fairfield Inn & Suites by Marriott/Fairfield Inn by Marriott loan runs 25 years. Model your numbers with the franchise financing calculator.

Of the 105 Fairfield by Marriott/Fairfield Inn & Suites by Marriott/Fairfield Inn by Marriott loans where the SBA recorded a business age, 50.5% went to new businesses two years old or younger. The rest funded existing operations.

How to finance Fairfield by Marriott/Fairfield Inn & Suites by Marriott/Fairfield Inn by Marriott

Fairfield by Marriott/Fairfield Inn & Suites by Marriott/Fairfield Inn by Marriott franchisees have financed with 110 SBA loans since FY2010, averaging $3.8M each. Of those, 56 ran through the 7(a) program (franchise fee, build-out, equipment, and working capital) and 54 through 504 (owner-occupied real estate). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.

Fairfield by Marriott/Fairfield Inn & Suites by Marriott/Fairfield Inn by Marriott's 7(a) charge-off rate is 0.0% across 56 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.

Fairfield by Marriott/Fairfield Inn & Suites by Marriott/Fairfield Inn by Marriott SBA funded volume by fiscal year

Financing a Fairfield by Marriott/Fairfield Inn & Suites by Marriott/Fairfield Inn by Marriott?

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Fairfield by Marriott/Fairfield Inn & Suites by Marriott/Fairfield Inn by Marriott SBA financing FAQ

How much does a Fairfield by Marriott/Fairfield Inn & Suites by Marriott/Fairfield Inn by Marriott franchise cost?

The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a Fairfield by Marriott/Fairfield Inn & Suites by Marriott/Fairfield Inn by Marriott franchisee is $4.0M, and the middle half of Fairfield by Marriott/Fairfield Inn & Suites by Marriott/Fairfield Inn by Marriott's 110 loans run $3.0M to $5.0M. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of Fairfield by Marriott/Fairfield Inn & Suites by Marriott/Fairfield Inn by Marriott's franchise disclosure document.

Can you use an SBA loan for Fairfield by Marriott/Fairfield Inn & Suites by Marriott/Fairfield Inn by Marriott?

Yes. Lenders have funded 110 SBA loans to Fairfield by Marriott/Fairfield Inn & Suites by Marriott/Fairfield Inn by Marriott franchisees, worth $416.5M in all, so Fairfield by Marriott/Fairfield Inn & Suites by Marriott/Fairfield Inn by Marriott is regularly financed with SBA 7(a) and 504 loans.

Can a first-time owner get an SBA loan for Fairfield by Marriott/Fairfield Inn & Suites by Marriott/Fairfield Inn by Marriott?

The data says yes: of Fairfield by Marriott/Fairfield Inn & Suites by Marriott/Fairfield Inn by Marriott's 105 SBA loans that record a business age, 50.5% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.

Which lenders finance Fairfield by Marriott/Fairfield Inn & Suites by Marriott/Fairfield Inn by Marriott?

By loan count, the most active SBA lenders for Fairfield by Marriott/Fairfield Inn & Suites by Marriott/Fairfield Inn by Marriott are GBank, Florida First Capital Finance Corporation, Inc., Shoreham Bank, among others. A lender already active with your brand often moves faster.

What is Fairfield by Marriott/Fairfield Inn & Suites by Marriott/Fairfield Inn by Marriott's SBA charge-off rate?

Across Fairfield by Marriott/Fairfield Inn & Suites by Marriott/Fairfield Inn by Marriott's 56 SBA 7(a) loans, 0.0% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.

Which SBA program fits Fairfield by Marriott/Fairfield Inn & Suites by Marriott/Fairfield Inn by Marriott?

Both. Of Fairfield by Marriott/Fairfield Inn & Suites by Marriott/Fairfield Inn by Marriott's 110 SBA loans, 56 were 7(a) (franchise fee, build-out, equipment, working capital) and 54 were 504 (owner-occupied real estate). The median Fairfield by Marriott/Fairfield Inn & Suites by Marriott/Fairfield Inn by Marriott loan term is 25 years.

Method. Figures cover SBA 7(a) and 504 loans tagged to the Fairfield by Marriott/Fairfield Inn & Suites by Marriott/Fairfield Inn by Marriott franchise in the public SBA data, FY2010–2026 (as of 2026-03-31). Charge-off is 7(a)-only. Medians and the middle-half range are computed from per-loan approval amounts; loan terms and business age are used only where the SBA recorded them. The SBA tags loans by the franchise name it recorded; spelling variants the SBA used separately are not merged. SBA Loan Index is independent and not affiliated with Fairfield by Marriott/Fairfield Inn & Suites by Marriott/Fairfield Inn by Marriott or the SBA; this is information, not financial advice. See the methodology.