SBA lender profile
Readycap Lending, LLC
Readycap Lending, LLC appears in the public SBA loan data with 10,022 funded 7(a) loans totaling $4.3B, an average of $427K per loan, and an estimated 79,334 jobs supported. Its SBA lending concentrates in California and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 0.9%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
10,022
Total volume
$4.3B
Average loan size
$427K
Charge-off rate
0.9%
Share of funded loans charged off
Jobs supported (reported)
79,334
Programs
7(a)
Where Readycap Lending, LLC lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| California | 1,555 | $745.2M |
| Texas | 919 | $494.8M |
| Florida | 1,252 | $404.9M |
| Washington | 323 | $368.9M |
| New York | 810 | $287.9M |
| Georgia | 461 | $178.3M |
What Readycap Lending, LLC funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 1,037 | $930.2M |
| Retail Trade | 1,201 | $841.6M |
| Health Care and Social Assistance | 1,046 | $421.6M |
| Other Services | 1,124 | $356.9M |
| Professional and Technical Services | 1,648 | $350.0M |
| Construction | 1,124 | $327.3M |
Readycap Lending, LLC SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 216 | $233.5M |
| 2021 | 489 | $616.2M |
| 2022 | 807 | $408.7M |
| 2023 | 999 | $573.0M |
| 2024 | 3,571 | $1.0B |
| 2025 | 3,137 | $1.2B |
| 2026 | 803 | $230.4M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Readycap Lending, LLC's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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