SBA lender profile
Readycap Lending, LLC
Readycap Lending, LLC appears in the public SBA loan data with 11,094 funded 7(a) loans since FY2010, totaling $5.3B, an average of $481K per loan, and an estimated 98,191 jobs supported. Its SBA lending concentrates in California and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 1.3%. 97.5% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 87
- Scale 99
- Activity 100
- Consistency 79
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Readycap Lending, LLC the right lender for you?
Lenders fund what they know. Readycap Lending, LLC's SBA lending concentrates in California (1,716 loans) and Accommodation and Food Services (1,340 loans), at an average loan of $481K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Readycap Lending, LLC lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| California | 1,716 | $907.3M |
| Texas | 1,030 | $607.0M |
| Florida | 1,366 | $498.1M |
| Washington | 365 | $421.5M |
| New York | 850 | $324.6M |
| Georgia | 499 | $212.3M |
Metro areas where Readycap Lending, LLC funds
What Readycap Lending, LLC funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 1,340 | $1.2B |
| Retail Trade | 1,341 | $979.5M |
| Health Care and Social Assistance | 1,244 | $676.2M |
| Other Services | 1,203 | $423.4M |
| Professional and Technical Services | 1,718 | $399.2M |
| Construction | 1,151 | $351.9M |
Readycap Lending, LLC SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 173 | $123.1M |
| 2011 | 141 | $142.0M |
| 2012 | 35 | $47.3M |
| 2013 | 6 | $7.0M |
| 2014 | 8 | $8.6M |
| 2015 | 24 | $42.8M |
| 2016 | 97 | $83.9M |
| 2017 | 139 | $127.2M |
| 2018 | 234 | $222.7M |
| 2019 | 215 | $251.6M |
| 2020 | 216 | $233.5M |
| 2021 | 489 | $616.2M |
| 2022 | 807 | $408.7M |
| 2023 | 999 | $573.0M |
| 2024 | 3,571 | $1.0B |
| 2025 | 3,137 | $1.2B |
| 2026 | 803 | $230.4M |
Related SBA lenders
Other lenders active in California or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Readycap Lending, LLC: frequently asked questions
Does Readycap Lending, LLC offer SBA loans?
Yes. Readycap Lending, LLC appears in the public SBA data with 11,094 funded SBA 7(a) loans totaling $5.3B.
How many SBA loans has Readycap Lending, LLC made?
Readycap Lending, LLC is associated with 11,094 SBA 7(a) loans totaling $5.3B in the public SBA data (as of 2026-03-31).
What is Readycap Lending, LLC's SBA charge-off rate?
About 1.3% of Readycap Lending, LLC's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Readycap Lending, LLC do most of its SBA lending?
Readycap Lending, LLC's SBA lending in the data is most concentrated in California, and by industry in Accommodation and Food Services.
Is Readycap Lending, LLC an SBA Preferred Lender (PLP)?
The loan record shows Readycap Lending, LLC operating under PLP delegated authority: 10,818 of its 7(a) loans (97.5%) were processed through the Preferred Lenders Program, including 7,470 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Readycap Lending, LLC SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/readycap-lending-llc/
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