Franchise financing
FANTASTIC SAMS franchise financing
What it costs to finance a FANTASTIC SAMS franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 113
- Total funded
- $24.8M
- Median loan
- $203K
- 7(a) charge-off
- 23.0%
What financing a FANTASTIC SAMS franchise costs
The median SBA loan to a FANTASTIC SAMS franchisee is $203K, and the middle half of FANTASTIC SAMS's 113 loans run $124K to $250K (average $219K). Across all SBA-financed franchises the median loan is $350K. FANTASTIC SAMS buyers borrow less than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median FANTASTIC SAMS loan runs 10 years. Model your numbers with the franchise financing calculator.
Of the 109 FANTASTIC SAMS loans where the SBA recorded a business age, 68.8% went to new businesses two years old or younger. The rest funded existing operations.
How to finance FANTASTIC SAMS
FANTASTIC SAMS franchisees have financed with 113 SBA loans since FY2010, averaging $219K each. The 7(a) program is the usual route: it covers the franchise fee, build-out, equipment, and working capital (113 of the 113 loans). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
FANTASTIC SAMS's 7(a) charge-off rate is 23.0% across 113 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance FANTASTIC SAMS
By SBA loan count
Where FANTASTIC SAMS gets funded
Top states by loan count
- 1. Minnesota 14
- 2. Texas 24
- 3. California 13
- 4. North Carolina 5
- 5. Florida 8
- 6. Missouri 6
- 7. Colorado 6
- 8. Michigan 3
Financing a FANTASTIC SAMS?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
FANTASTIC SAMS SBA financing FAQ
How much does a FANTASTIC SAMS franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a FANTASTIC SAMS franchisee is $203K, and the middle half of FANTASTIC SAMS's 113 loans run $124K to $250K. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of FANTASTIC SAMS's franchise disclosure document.
Can you use an SBA loan for FANTASTIC SAMS?
Yes. Lenders have funded 113 SBA loans to FANTASTIC SAMS franchisees, worth $24.8M in all, so FANTASTIC SAMS is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for FANTASTIC SAMS?
The data says yes: of FANTASTIC SAMS's 109 SBA loans that record a business age, 68.8% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance FANTASTIC SAMS?
By loan count, the most active SBA lenders for FANTASTIC SAMS are The Bancorp Bank National Association, LendingClub Bank, National Association, Old National Bank, among others. A lender already active with your brand often moves faster.
What is FANTASTIC SAMS's SBA charge-off rate?
Across FANTASTIC SAMS's 113 SBA 7(a) loans, 23.0% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits FANTASTIC SAMS?
Mostly 7(a): 113 of FANTASTIC SAMS's 113 SBA loans. The 7(a) program covers the franchise fee, build-out, equipment, and working capital. The median FANTASTIC SAMS loan term is 10 years.