Franchise financing
FASTSIGNS franchise financing
What it costs to finance a FASTSIGNS franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 353
- Total funded
- $150.0M
- Median loan
- $245K
- 7(a) charge-off
- 3.6%
What financing a FASTSIGNS franchise costs
The median SBA loan to a FASTSIGNS franchisee is $245K, and the middle half of FASTSIGNS's 353 loans run $150K to $442K (average $425K). Across all SBA-financed franchises the median loan is $350K. FASTSIGNS buyers borrow less than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median FASTSIGNS loan runs 10 years. Model your numbers with the franchise financing calculator.
Of the 347 FASTSIGNS loans where the SBA recorded a business age, 55.0% went to new businesses two years old or younger. The rest funded existing operations.
How to finance FASTSIGNS
FASTSIGNS franchisees have financed with 353 SBA loans since FY2010, averaging $425K each. The 7(a) program is the usual route: it covers the franchise fee, build-out, equipment, and working capital (331 of the 353 loans). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
FASTSIGNS's 7(a) charge-off rate is 3.6% across 331 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance FASTSIGNS
By SBA loan count
Where FASTSIGNS gets funded
Top states by loan count
- 1. Texas 31
- 2. Wisconsin 15
- 3. Florida 40
- 4. California 26
- 5. Tennessee 6
- 6. Virginia 10
- 7. Illinois 20
- 8. Pennsylvania 11
Financing a FASTSIGNS?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
FASTSIGNS SBA financing FAQ
How much does a FASTSIGNS franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a FASTSIGNS franchisee is $245K, and the middle half of FASTSIGNS's 353 loans run $150K to $442K. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of FASTSIGNS's franchise disclosure document.
Can you use an SBA loan for FASTSIGNS?
Yes. Lenders have funded 353 SBA loans to FASTSIGNS franchisees, worth $150.0M in all, so FASTSIGNS is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for FASTSIGNS?
The data says yes: of FASTSIGNS's 347 SBA loans that record a business age, 55.0% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance FASTSIGNS?
By loan count, the most active SBA lenders for FASTSIGNS are Live Oak Banking Company, The Huntington National Bank, Citizens Bank, among others. A lender already active with your brand often moves faster.
What is FASTSIGNS's SBA charge-off rate?
Across FASTSIGNS's 331 SBA 7(a) loans, 3.6% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits FASTSIGNS?
Mostly 7(a): 331 of FASTSIGNS's 353 SBA loans. The 7(a) program covers the franchise fee, build-out, equipment, and working capital. The median FASTSIGNS loan term is 10 years.