Franchise financing
HOLIDAY INN franchise financing
What it costs to finance a HOLIDAY INN franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 238
- Total funded
- $697.7M
- Median loan
- $2.9M
- 7(a) charge-off
- 2.8%
What financing a HOLIDAY INN franchise costs
The median SBA loan to a HOLIDAY INN franchisee is $2.9M, and the middle half of HOLIDAY INN's 238 loans run $2.0M to $4.0M (average $2.9M). Across all SBA-financed franchises the median loan is $350K. HOLIDAY INN buyers borrow more than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median HOLIDAY INN loan runs 20 years. Model your numbers with the franchise financing calculator.
Of the 174 HOLIDAY INN loans where the SBA recorded a business age, 22.4% went to new businesses two years old or younger. The rest funded existing operations.
How to finance HOLIDAY INN
HOLIDAY INN franchisees have financed with 238 SBA loans since FY2010, averaging $2.9M each. Of those, 106 ran through the 7(a) program (franchise fee, build-out, equipment, and working capital) and 132 through 504 (owner-occupied real estate). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
HOLIDAY INN's 7(a) charge-off rate is 2.8% across 106 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance HOLIDAY INN
By SBA loan count
Where HOLIDAY INN gets funded
Top states by loan count
- 1. Texas 39
- 2. California 23
- 3. Florida 19
- 4. Georgia 13
- 5. Ohio 10
- 6. Michigan 9
- 7. Illinois 9
- 8. North Carolina 8
Financing a HOLIDAY INN?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
HOLIDAY INN SBA financing FAQ
How much does a HOLIDAY INN franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a HOLIDAY INN franchisee is $2.9M, and the middle half of HOLIDAY INN's 238 loans run $2.0M to $4.0M. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of HOLIDAY INN's franchise disclosure document.
Can you use an SBA loan for HOLIDAY INN?
Yes. Lenders have funded 238 SBA loans to HOLIDAY INN franchisees, worth $697.7M in all, so HOLIDAY INN is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for HOLIDAY INN?
The data says yes: of HOLIDAY INN's 174 SBA loans that record a business age, 22.4% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance HOLIDAY INN?
By loan count, the most active SBA lenders for HOLIDAY INN are Bank of Hope, CDC Small Business Finance Corp., The Huntington National Bank, among others. A lender already active with your brand often moves faster.
What is HOLIDAY INN's SBA charge-off rate?
Across HOLIDAY INN's 106 SBA 7(a) loans, 2.8% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits HOLIDAY INN?
Both. Of HOLIDAY INN's 238 SBA loans, 106 were 7(a) (franchise fee, build-out, equipment, working capital) and 132 were 504 (owner-occupied real estate). The median HOLIDAY INN loan term is 20 years.