SBA lender profile
Ameris Bank
Ameris Bank appears in the public SBA loan data with 1,946 funded 7(a) loans since FY2010, totaling $1.7B, an average of $857K per loan, and an estimated 27,958 jobs supported. Its SBA lending concentrates in Georgia and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 3.8%. 67.6% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 68
- Scale 96
- Activity 86
- Consistency 87
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Ameris Bank the right lender for you?
Lenders fund what they know. Ameris Bank's SBA lending concentrates in Georgia (833 loans) and Accommodation and Food Services (503 loans), at an average loan of $857K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $28.0B
- Headquarters
- Atlanta, GA
- FDIC cert
- #20504
- Status
- Active
Where Ameris Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Georgia | 833 | $696.2M |
| Florida | 417 | $349.0M |
| Texas | 154 | $133.9M |
| North Carolina | 101 | $98.0M |
| South Carolina | 57 | $64.0M |
| Tennessee | 48 | $43.6M |
Metro areas where Ameris Bank funds
What Ameris Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 503 | $473.2M |
| Retail Trade | 415 | $378.4M |
| Health Care and Social Assistance | 262 | $234.9M |
| Other Services | 158 | $103.4M |
| Manufacturing | 89 | $94.3M |
| Arts, Entertainment, Recreation | 99 | $68.4M |
Ameris Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 108 | $71.5M |
| 2011 | 149 | $140.1M |
| 2012 | 107 | $71.5M |
| 2013 | 171 | $123.0M |
| 2014 | 228 | $180.7M |
| 2015 | 232 | $160.4M |
| 2016 | 150 | $135.4M |
| 2017 | 164 | $162.1M |
| 2018 | 175 | $156.3M |
| 2019 | 133 | $112.8M |
| 2020 | 78 | $69.9M |
| 2021 | 120 | $130.3M |
| 2022 | 52 | $54.5M |
| 2023 | 46 | $54.8M |
| 2024 | 16 | $16.2M |
| 2025 | 10 | $16.9M |
| 2026 | 7 | $10.9M |
Related SBA lenders
Other lenders active in Georgia or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Ameris Bank: frequently asked questions
Does Ameris Bank offer SBA loans?
Yes. Ameris Bank appears in the public SBA data with 1,946 funded SBA 7(a) loans totaling $1.7B.
How many SBA loans has Ameris Bank made?
Ameris Bank is associated with 1,946 SBA 7(a) loans totaling $1.7B in the public SBA data (as of 2026-03-31).
What is Ameris Bank's SBA charge-off rate?
About 3.8% of Ameris Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Ameris Bank do most of its SBA lending?
Ameris Bank's SBA lending in the data is most concentrated in Georgia, and by industry in Accommodation and Food Services.
Is Ameris Bank an SBA Preferred Lender (PLP)?
The loan record shows Ameris Bank operating under PLP delegated authority: 1,315 of its 7(a) loans (67.6%) were processed through the Preferred Lenders Program, including 28 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Ameris Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/ameris-bank/
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