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Franchise financing

La Quinta by Wyndham a.k.a. La Quinta Inn & Suites franchise financing

What it costs to finance a La Quinta by Wyndham a.k.a. La Quinta Inn & Suites franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.

By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31

SBA loans
279
Total funded
$1.0B
Median loan
$3.7M
7(a) charge-off
0.0%

What financing a La Quinta by Wyndham a.k.a. La Quinta Inn & Suites franchise costs

The median SBA loan to a La Quinta by Wyndham a.k.a. La Quinta Inn & Suites franchisee is $3.7M, and the middle half of La Quinta by Wyndham a.k.a. La Quinta Inn & Suites's 279 loans run $2.8M to $5.0M (average $3.6M). Across all SBA-financed franchises the median loan is $350K. La Quinta by Wyndham a.k.a. La Quinta Inn & Suites buyers borrow more than the typical franchisee.

These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median La Quinta by Wyndham a.k.a. La Quinta Inn & Suites loan runs 25 years. Model your numbers with the franchise financing calculator.

Of the 264 La Quinta by Wyndham a.k.a. La Quinta Inn & Suites loans where the SBA recorded a business age, 40.5% went to new businesses two years old or younger. The rest funded existing operations.

How to finance La Quinta by Wyndham a.k.a. La Quinta Inn & Suites

La Quinta by Wyndham a.k.a. La Quinta Inn & Suites franchisees have financed with 279 SBA loans since FY2010, averaging $3.6M each. Of those, 218 ran through the 7(a) program (franchise fee, build-out, equipment, and working capital) and 61 through 504 (owner-occupied real estate). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.

La Quinta by Wyndham a.k.a. La Quinta Inn & Suites's 7(a) charge-off rate is 0.0% across 218 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.

La Quinta by Wyndham a.k.a. La Quinta Inn & Suites SBA funded volume by fiscal year

Lenders that finance La Quinta by Wyndham a.k.a. La Quinta Inn & Suites

By SBA loan count

  1. 1. GBank 27
  2. 2. Shoreham Bank 24
  3. 3. Wallis Bank 14
  4. 4. Peoples Bank 13
  5. 5. Commonwealth Business Bank 10
  6. 6. Bank of Hope 9
  7. 7. US Metro Bank 9
  8. 8. Open Bank 6

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Where La Quinta by Wyndham a.k.a. La Quinta Inn & Suites gets funded

Top states by loan count

  1. 1. Texas 86
  2. 2. Florida 25
  3. 3. Georgia 23
  4. 4. California 17
  5. 5. North Carolina 8
  6. 6. Colorado 10
  7. 7. Ohio 9
  8. 8. Wisconsin 9

Financing a La Quinta by Wyndham a.k.a. La Quinta Inn & Suites?

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La Quinta by Wyndham a.k.a. La Quinta Inn & Suites SBA financing FAQ

How much does a La Quinta by Wyndham a.k.a. La Quinta Inn & Suites franchise cost?

The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a La Quinta by Wyndham a.k.a. La Quinta Inn & Suites franchisee is $3.7M, and the middle half of La Quinta by Wyndham a.k.a. La Quinta Inn & Suites's 279 loans run $2.8M to $5.0M. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of La Quinta by Wyndham a.k.a. La Quinta Inn & Suites's franchise disclosure document.

Can you use an SBA loan for La Quinta by Wyndham a.k.a. La Quinta Inn & Suites?

Yes. Lenders have funded 279 SBA loans to La Quinta by Wyndham a.k.a. La Quinta Inn & Suites franchisees, worth $1.0B in all, so La Quinta by Wyndham a.k.a. La Quinta Inn & Suites is regularly financed with SBA 7(a) and 504 loans.

Can a first-time owner get an SBA loan for La Quinta by Wyndham a.k.a. La Quinta Inn & Suites?

The data says yes: of La Quinta by Wyndham a.k.a. La Quinta Inn & Suites's 264 SBA loans that record a business age, 40.5% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.

Which lenders finance La Quinta by Wyndham a.k.a. La Quinta Inn & Suites?

By loan count, the most active SBA lenders for La Quinta by Wyndham a.k.a. La Quinta Inn & Suites are GBank, Shoreham Bank, Wallis Bank, among others. A lender already active with your brand often moves faster.

What is La Quinta by Wyndham a.k.a. La Quinta Inn & Suites's SBA charge-off rate?

Across La Quinta by Wyndham a.k.a. La Quinta Inn & Suites's 218 SBA 7(a) loans, 0.0% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.

Which SBA program fits La Quinta by Wyndham a.k.a. La Quinta Inn & Suites?

Both. Of La Quinta by Wyndham a.k.a. La Quinta Inn & Suites's 279 SBA loans, 218 were 7(a) (franchise fee, build-out, equipment, working capital) and 61 were 504 (owner-occupied real estate). The median La Quinta by Wyndham a.k.a. La Quinta Inn & Suites loan term is 25 years.

Method. Figures cover SBA 7(a) and 504 loans tagged to the La Quinta by Wyndham a.k.a. La Quinta Inn & Suites franchise in the public SBA data, FY2010–2026 (as of 2026-03-31). Charge-off is 7(a)-only. Medians and the middle-half range are computed from per-loan approval amounts; loan terms and business age are used only where the SBA recorded them. The SBA tags loans by the franchise name it recorded; spelling variants the SBA used separately are not merged. SBA Loan Index is independent and not affiliated with La Quinta by Wyndham a.k.a. La Quinta Inn & Suites or the SBA; this is information, not financial advice. See the methodology.