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Franchise financing

Mighty Dog Roofing franchise financing

What it costs to finance a Mighty Dog Roofing franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.

By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31

SBA loans
142
Total funded
$31.3M
Median loan
$268K
7(a) charge-off
2.1%

What financing a Mighty Dog Roofing franchise costs

The median SBA loan to a Mighty Dog Roofing franchisee is $268K, and the middle half of Mighty Dog Roofing's 142 loans run $50K to $348K (average $220K). Across all SBA-financed franchises the median loan is $350K. Mighty Dog Roofing buyers borrow less than the typical franchisee.

These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median Mighty Dog Roofing loan runs 10 years. Model your numbers with the franchise financing calculator.

Of the 142 Mighty Dog Roofing loans where the SBA recorded a business age, 98.6% went to new businesses two years old or younger. The rest funded existing operations.

How to finance Mighty Dog Roofing

Mighty Dog Roofing franchisees have financed with 142 SBA loans since FY2010, averaging $220K each. The 7(a) program is the usual route: it covers the franchise fee, build-out, equipment, and working capital (141 of the 142 loans). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.

Mighty Dog Roofing's 7(a) charge-off rate is 2.1% across 141 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.

Mighty Dog Roofing SBA funded volume by fiscal year

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Mighty Dog Roofing SBA financing FAQ

How much does a Mighty Dog Roofing franchise cost?

The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a Mighty Dog Roofing franchisee is $268K, and the middle half of Mighty Dog Roofing's 142 loans run $50K to $348K. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of Mighty Dog Roofing's franchise disclosure document.

Can you use an SBA loan for Mighty Dog Roofing?

Yes. Lenders have funded 142 SBA loans to Mighty Dog Roofing franchisees, worth $31.3M in all, so Mighty Dog Roofing is regularly financed with SBA 7(a) and 504 loans.

Can a first-time owner get an SBA loan for Mighty Dog Roofing?

The data says yes: of Mighty Dog Roofing's 142 SBA loans that record a business age, 98.6% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.

Which lenders finance Mighty Dog Roofing?

By loan count, the most active SBA lenders for Mighty Dog Roofing are The Huntington National Bank, First Bank of the Lake, First Commonwealth Bank, among others. A lender already active with your brand often moves faster.

What is Mighty Dog Roofing's SBA charge-off rate?

Across Mighty Dog Roofing's 141 SBA 7(a) loans, 2.1% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.

Which SBA program fits Mighty Dog Roofing?

Mostly 7(a): 141 of Mighty Dog Roofing's 142 SBA loans. The 7(a) program covers the franchise fee, build-out, equipment, and working capital. The median Mighty Dog Roofing loan term is 10 years.

Method. Figures cover SBA 7(a) and 504 loans tagged to the Mighty Dog Roofing franchise in the public SBA data, FY2010–2026 (as of 2026-03-31). Charge-off is 7(a)-only. Medians and the middle-half range are computed from per-loan approval amounts; loan terms and business age are used only where the SBA recorded them. The SBA tags loans by the franchise name it recorded; spelling variants the SBA used separately are not merged. SBA Loan Index is independent and not affiliated with Mighty Dog Roofing or the SBA; this is information, not financial advice. See the methodology.