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SBA lender profile

Arizona Financial Credit Union

Arizona Financial Credit Union appears in the public SBA loan data with 589 funded 7(a) loans since FY2010, totaling $449.0M, an average of $762K per loan, and an estimated 10,256 jobs supported. Its SBA lending concentrates in Arizona and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 3.2%. 45.0% of its 7(a) loans were processed under delegated PLP authority.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 71
Scale 87
Activity 64
Consistency 81

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
589
Since FY2010
Total volume
$449.0M
Average loan size
$762K
7(a) charge-off rate
3.2%
Share of 7(a) loans charged off
Jobs supported (reported)
10,256
Programs
7(a)

Is Arizona Financial Credit Union the right lender for you?

Lenders fund what they know. Arizona Financial Credit Union's SBA lending concentrates in Arizona (564 loans) and Accommodation and Food Services (81 loans), at an average loan of $762K. If your business does not look like that, a different SBA lender is likely the better fit.

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Where Arizona Financial Credit Union lends

Top states by funded SBA volume.

StateLoansTotal volume
Arizona 564 $417.7M
California 7 $10.9M
Colorado 2 $6.0M
Nebraska 1 $2.4M
Alabama 2 $2.3M
Florida 1 $2.3M

Metro areas where Arizona Financial Credit Union funds

What Arizona Financial Credit Union funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Accommodation and Food Services 81 $83.1M
Retail Trade 72 $55.2M
Health Care and Social Assistance 86 $50.5M
Construction 59 $40.2M
Real Estate 29 $38.2M
Manufacturing 56 $36.3M

Arizona Financial Credit Union SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20113$2.0M
201242$33.7M
201348$53.3M
201478$48.7M
201578$52.5M
201644$34.3M
201759$48.3M
201851$54.1M
201943$31.3M
202043$30.7M
202135$30.2M
202223$12.2M
202322$10.4M
20248$1.3M
20257$2.4M
20265$3.8M

Related SBA lenders

Other lenders active in Arizona or in Accommodation and Food Services.

Comparing lenders? See how to choose an SBA lender by track record.

Arizona Financial Credit Union: frequently asked questions

Does Arizona Financial Credit Union offer SBA loans?

Yes. Arizona Financial Credit Union appears in the public SBA data with 589 funded SBA 7(a) loans totaling $449.0M.

How many SBA loans has Arizona Financial Credit Union made?

Arizona Financial Credit Union is associated with 589 SBA 7(a) loans totaling $449.0M in the public SBA data (as of 2026-03-31).

What is Arizona Financial Credit Union's SBA charge-off rate?

About 3.2% of Arizona Financial Credit Union's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Arizona Financial Credit Union do most of its SBA lending?

Arizona Financial Credit Union's SBA lending in the data is most concentrated in Arizona, and by industry in Accommodation and Food Services.

Is Arizona Financial Credit Union an SBA Preferred Lender (PLP)?

The loan record shows Arizona Financial Credit Union operating under PLP delegated authority: 265 of its 7(a) loans (45.0%) were processed through the Preferred Lenders Program, including 16 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.

For Arizona Financial Credit Union

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Arizona Financial Credit Union's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Arizona Financial Credit Union SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/arizona-financial-credit-union/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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