Franchise financing
Paul Davis Restoration franchise financing
What it costs to finance a Paul Davis Restoration franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 165
- Total funded
- $96.1M
- Median loan
- $359K
- 7(a) charge-off
- 3.5%
What financing a Paul Davis Restoration franchise costs
The median SBA loan to a Paul Davis Restoration franchisee is $359K, and the middle half of Paul Davis Restoration's 165 loans run $150K to $565K (average $583K). Across all SBA-financed franchises the median loan is $350K. Paul Davis Restoration buyers borrow more than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median Paul Davis Restoration loan runs 10 years. Model your numbers with the franchise financing calculator.
Of the 157 Paul Davis Restoration loans where the SBA recorded a business age, 49.7% went to new businesses two years old or younger. The rest funded existing operations.
How to finance Paul Davis Restoration
Paul Davis Restoration franchisees have financed with 165 SBA loans since FY2010, averaging $583K each. Of those, 144 ran through the 7(a) program (franchise fee, build-out, equipment, and working capital) and 21 through 504 (owner-occupied real estate). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
Paul Davis Restoration's 7(a) charge-off rate is 3.5% across 144 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance Paul Davis Restoration
By SBA loan count
Where Paul Davis Restoration gets funded
Top states by loan count
- 1. Texas 14
- 2. Ohio 6
- 3. New York 11
- 4. Wisconsin 3
- 5. California 12
- 6. Utah 6
- 7. Colorado 8
- 8. Florida 12
Financing a Paul Davis Restoration?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
Paul Davis Restoration SBA financing FAQ
How much does a Paul Davis Restoration franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a Paul Davis Restoration franchisee is $359K, and the middle half of Paul Davis Restoration's 165 loans run $150K to $565K. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of Paul Davis Restoration's franchise disclosure document.
Can you use an SBA loan for Paul Davis Restoration?
Yes. Lenders have funded 165 SBA loans to Paul Davis Restoration franchisees, worth $96.1M in all, so Paul Davis Restoration is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for Paul Davis Restoration?
The data says yes: of Paul Davis Restoration's 157 SBA loans that record a business age, 49.7% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance Paul Davis Restoration?
By loan count, the most active SBA lenders for Paul Davis Restoration are Live Oak Banking Company, The Huntington National Bank, Lake Ridge Bank, among others. A lender already active with your brand often moves faster.
What is Paul Davis Restoration's SBA charge-off rate?
Across Paul Davis Restoration's 144 SBA 7(a) loans, 3.5% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits Paul Davis Restoration?
Both. Of Paul Davis Restoration's 165 SBA loans, 144 were 7(a) (franchise fee, build-out, equipment, working capital) and 21 were 504 (owner-occupied real estate). The median Paul Davis Restoration loan term is 10 years.