SBA lender profile
Lake Ridge Bank
Lake Ridge Bank appears in the public SBA loan data with 332 funded 7(a) loans since FY2010, totaling $78.5M, an average of $237K per loan, and an estimated 4,388 jobs supported. Its SBA lending concentrates in Wisconsin and the Construction sector. Across its 7(a) loans, the charge-off rate is 0.9%. 30.7% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 87
- Scale 71
- Activity 63
- Consistency 87
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Lake Ridge Bank the right lender for you?
Lenders fund what they know. Lake Ridge Bank's SBA lending concentrates in Wisconsin (332 loans) and Construction (47 loans), at an average loan of $237K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $3.3B
- Headquarters
- Middleton, WI
- FDIC cert
- #15091
- Status
- Active
Where Lake Ridge Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Wisconsin | 332 | $78.5M |
Metro areas where Lake Ridge Bank funds
What Lake Ridge Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 47 | $16.4M |
| Manufacturing | 38 | $11.1M |
| Accommodation and Food Services | 49 | $11.0M |
| Professional and Technical Services | 23 | $7.3M |
| Retail Trade | 34 | $7.2M |
| Other Services | 33 | $6.3M |
Lake Ridge Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 27 | $3.1M |
| 2011 | 31 | $4.6M |
| 2012 | 27 | $7.0M |
| 2013 | 10 | $3.6M |
| 2014 | 15 | $2.5M |
| 2015 | 34 | $4.9M |
| 2016 | 25 | $4.7M |
| 2017 | 14 | $2.3M |
| 2018 | 12 | $1.3M |
| 2019 | 23 | $5.3M |
| 2020 | 21 | $4.1M |
| 2021 | 21 | $7.7M |
| 2022 | 24 | $8.1M |
| 2023 | 7 | $2.6M |
| 2024 | 16 | $2.5M |
| 2025 | 18 | $7.8M |
| 2026 | 7 | $6.4M |
Related SBA lenders
Other lenders active in Wisconsin or in Construction.
Comparing lenders? See how to choose an SBA lender by track record.
Lake Ridge Bank: frequently asked questions
Does Lake Ridge Bank offer SBA loans?
Yes. Lake Ridge Bank appears in the public SBA data with 332 funded SBA 7(a) loans totaling $78.5M.
How many SBA loans has Lake Ridge Bank made?
Lake Ridge Bank is associated with 332 SBA 7(a) loans totaling $78.5M in the public SBA data (as of 2026-03-31).
What is Lake Ridge Bank's SBA charge-off rate?
About 0.9% of Lake Ridge Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Lake Ridge Bank do most of its SBA lending?
Lake Ridge Bank's SBA lending in the data is most concentrated in Wisconsin, and by industry in Construction.
Is Lake Ridge Bank an SBA Preferred Lender (PLP)?
The loan record shows Lake Ridge Bank operating under PLP delegated authority: 102 of its 7(a) loans (30.7%) were processed through the Preferred Lenders Program, including 19 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Lake Ridge Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/lake-ridge-bank/
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