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Franchise financing

Pure Barre franchise financing

What it costs to finance a Pure Barre franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.

By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31

SBA loans
202
Total funded
$45.9M
Median loan
$213K
7(a) charge-off
1.5%

What financing a Pure Barre franchise costs

The median SBA loan to a Pure Barre franchisee is $213K, and the middle half of Pure Barre's 202 loans run $125K to $304K (average $227K). Across all SBA-financed franchises the median loan is $350K. Pure Barre buyers borrow less than the typical franchisee.

These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median Pure Barre loan runs 10 years. Model your numbers with the franchise financing calculator.

Of the 188 Pure Barre loans where the SBA recorded a business age, 72.3% went to new businesses two years old or younger. The rest funded existing operations.

How to finance Pure Barre

Pure Barre franchisees have financed with 202 SBA loans since FY2010, averaging $227K each. The 7(a) program is the usual route: it covers the franchise fee, build-out, equipment, and working capital (202 of the 202 loans). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.

Pure Barre's 7(a) charge-off rate is 1.5% across 202 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.

Pure Barre SBA funded volume by fiscal year

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Pure Barre SBA financing FAQ

How much does a Pure Barre franchise cost?

The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a Pure Barre franchisee is $213K, and the middle half of Pure Barre's 202 loans run $125K to $304K. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of Pure Barre's franchise disclosure document.

Can you use an SBA loan for Pure Barre?

Yes. Lenders have funded 202 SBA loans to Pure Barre franchisees, worth $45.9M in all, so Pure Barre is regularly financed with SBA 7(a) and 504 loans.

Can a first-time owner get an SBA loan for Pure Barre?

The data says yes: of Pure Barre's 188 SBA loans that record a business age, 72.3% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.

Which lenders finance Pure Barre?

By loan count, the most active SBA lenders for Pure Barre are The Huntington National Bank, Truist Bank, Wells Fargo Bank National Association, among others. A lender already active with your brand often moves faster.

What is Pure Barre's SBA charge-off rate?

Across Pure Barre's 202 SBA 7(a) loans, 1.5% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.

Which SBA program fits Pure Barre?

Mostly 7(a): 202 of Pure Barre's 202 SBA loans. The 7(a) program covers the franchise fee, build-out, equipment, and working capital. The median Pure Barre loan term is 10 years.

Method. Figures cover SBA 7(a) and 504 loans tagged to the Pure Barre franchise in the public SBA data, FY2010–2026 (as of 2026-03-31). Charge-off is 7(a)-only. Medians and the middle-half range are computed from per-loan approval amounts; loan terms and business age are used only where the SBA recorded them. The SBA tags loans by the franchise name it recorded; spelling variants the SBA used separately are not merged. SBA Loan Index is independent and not affiliated with Pure Barre or the SBA; this is information, not financial advice. See the methodology.