Franchise financing
PuroClean franchise financing
What it costs to finance a PuroClean franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 163
- Total funded
- $45.6M
- Median loan
- $150K
- 7(a) charge-off
- 4.5%
What financing a PuroClean franchise costs
The median SBA loan to a PuroClean franchisee is $150K, and the middle half of PuroClean's 163 loans run $150K to $267K (average $280K). Across all SBA-financed franchises the median loan is $350K. PuroClean buyers borrow less than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median PuroClean loan runs 10 years. Model your numbers with the franchise financing calculator.
Of the 159 PuroClean loans where the SBA recorded a business age, 77.4% went to new businesses two years old or younger. The rest funded existing operations.
How to finance PuroClean
PuroClean franchisees have financed with 163 SBA loans since FY2010, averaging $280K each. The 7(a) program is the usual route: it covers the franchise fee, build-out, equipment, and working capital (157 of the 163 loans). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
PuroClean's 7(a) charge-off rate is 4.5% across 157 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance PuroClean
By SBA loan count
Where PuroClean gets funded
Top states by loan count
- 1. Texas 20
- 2. Florida 19
- 3. California 19
- 4. Oregon 4
- 5. Maryland 4
- 6. Indiana 4
- 7. Colorado 6
- 8. Wisconsin 5
Financing a PuroClean?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
PuroClean SBA financing FAQ
How much does a PuroClean franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a PuroClean franchisee is $150K, and the middle half of PuroClean's 163 loans run $150K to $267K. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of PuroClean's franchise disclosure document.
Can you use an SBA loan for PuroClean?
Yes. Lenders have funded 163 SBA loans to PuroClean franchisees, worth $45.6M in all, so PuroClean is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for PuroClean?
The data says yes: of PuroClean's 159 SBA loans that record a business age, 77.4% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance PuroClean?
By loan count, the most active SBA lenders for PuroClean are United Midwest Savings Bank National Association, Banc of California, Capital Bank, National Association, among others. A lender already active with your brand often moves faster.
What is PuroClean's SBA charge-off rate?
Across PuroClean's 157 SBA 7(a) loans, 4.5% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits PuroClean?
Mostly 7(a): 157 of PuroClean's 163 SBA loans. The 7(a) program covers the franchise fee, build-out, equipment, and working capital. The median PuroClean loan term is 10 years.