SBA lender profile
Capital Bank, National Association
Capital Bank, National Association appears in the public SBA loan data with 625 funded 7(a) loans totaling $375.7M, an average of $601K per loan, and an estimated 9,403 jobs supported. Its SBA lending concentrates in Virginia and the Professional and Technical Services sector. Across all of its loans in the data, its charge-off rate is 1.9%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
625
Total volume
$375.7M
Average loan size
$601K
Charge-off rate
1.9%
Share of funded loans charged off
Jobs supported (reported)
9,403
Programs
7(a)
Bank profile
via FDIC- Total assets
- $172M
- Headquarters
- Rockville, MD
- FDIC cert
- #21632
- Status
- Inactive
Where Capital Bank, National Association lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Virginia | 73 | $52.1M |
| Maryland | 72 | $50.2M |
| North Carolina | 47 | $41.2M |
| California | 63 | $33.2M |
| Texas | 45 | $33.1M |
| New York | 35 | $23.0M |
What Capital Bank, National Association funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Professional and Technical Services | 175 | $62.8M |
| Wholesale Trade | 46 | $41.6M |
| Arts, Entertainment, Recreation | 25 | $39.2M |
| Transportation and Warehousing | 29 | $30.0M |
| Other Services | 27 | $29.4M |
| Manufacturing | 30 | $27.7M |
Capital Bank, National Association SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 135 | $78.4M |
| 2021 | 89 | $61.1M |
| 2022 | 108 | $68.8M |
| 2023 | 116 | $58.6M |
| 2024 | 87 | $46.1M |
| 2025 | 56 | $31.6M |
| 2026 | 34 | $31.1M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Capital Bank, National Association's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.