Franchise financing
Visiting Angels franchise financing
What it costs to finance a Visiting Angels franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 139
- Total funded
- $67.2M
- Median loan
- $200K
- 7(a) charge-off
- 0.0%
What financing a Visiting Angels franchise costs
The median SBA loan to a Visiting Angels franchisee is $200K, and the middle half of Visiting Angels's 139 loans run $100K to $513K (average $484K). Across all SBA-financed franchises the median loan is $350K. Visiting Angels buyers borrow less than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median Visiting Angels loan runs 10 years. Model your numbers with the franchise financing calculator.
Of the 137 Visiting Angels loans where the SBA recorded a business age, 24.8% went to new businesses two years old or younger. The rest funded existing operations.
How to finance Visiting Angels
Visiting Angels franchisees have financed with 139 SBA loans since FY2010, averaging $484K each. The 7(a) program is the usual route: it covers the franchise fee, build-out, equipment, and working capital (132 of the 139 loans). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
Visiting Angels's 7(a) charge-off rate is 0.0% across 132 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance Visiting Angels
By SBA loan count
Where Visiting Angels gets funded
Top states by loan count
- 1. Ohio 24
- 2. Colorado 7
- 3. Texas 10
- 4. Minnesota 9
- 5. California 7
- 6. Maryland 1
- 7. Virginia 5
- 8. Wisconsin 3
Financing a Visiting Angels?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
Visiting Angels SBA financing FAQ
How much does a Visiting Angels franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a Visiting Angels franchisee is $200K, and the middle half of Visiting Angels's 139 loans run $100K to $513K. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of Visiting Angels's franchise disclosure document.
Can you use an SBA loan for Visiting Angels?
Yes. Lenders have funded 139 SBA loans to Visiting Angels franchisees, worth $67.2M in all, so Visiting Angels is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for Visiting Angels?
The data says yes: of Visiting Angels's 137 SBA loans that record a business age, 24.8% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance Visiting Angels?
By loan count, the most active SBA lenders for Visiting Angels are Live Oak Banking Company, American National Bank, SouthState Bank, National Association, among others. A lender already active with your brand often moves faster.
What is Visiting Angels's SBA charge-off rate?
Across Visiting Angels's 132 SBA 7(a) loans, 0.0% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits Visiting Angels?
Mostly 7(a): 132 of Visiting Angels's 139 SBA loans. The 7(a) program covers the franchise fee, build-out, equipment, and working capital. The median Visiting Angels loan term is 10 years.