SBA lender profile
Adams Bank & Trust
Adams Bank & Trust appears in the public SBA loan data with 99 funded 7(a) loans since FY2010, totaling $26.1M, an average of $263K per loan, and an estimated 854 jobs supported. Its SBA lending concentrates in Colorado and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 2.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 76
- Scale 45
- Activity 56
- Consistency 82
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Adams Bank & Trust the right lender for you?
Lenders fund what they know. Adams Bank & Trust's SBA lending concentrates in Colorado (37 loans) and Accommodation and Food Services (21 loans), at an average loan of $263K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $1.3B
- Headquarters
- Ogallala, NE
- FDIC cert
- #18489
- Status
- Active
Where Adams Bank & Trust lends
Top states by funded SBA volume.
Metro areas where Adams Bank & Trust funds
What Adams Bank & Trust funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 21 | $5.3M |
| Health Care and Social Assistance | 13 | $3.5M |
| Retail Trade | 17 | $3.5M |
| Construction | 9 | $3.4M |
| Other Services | 15 | $2.8M |
| Manufacturing | 5 | $2.4M |
Adams Bank & Trust SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 11 | $2.0M |
| 2011 | 10 | $1.7M |
| 2012 | 3 | $428K |
| 2013 | 8 | $1.2M |
| 2014 | 1 | $245K |
| 2015 | 4 | $431K |
| 2016 | 13 | $2.4M |
| 2017 | 4 | $656K |
| 2018 | 2 | $1.2M |
| 2019 | 4 | $480K |
| 2020 | 2 | $205K |
| 2021 | 3 | $875K |
| 2022 | 11 | $3.9M |
| 2023 | 6 | $931K |
| 2024 | 5 | $3.4M |
| 2025 | 8 | $4.2M |
| 2026 | 4 | $2.0M |
Related SBA lenders
Other lenders active in Colorado or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Adams Bank & Trust: frequently asked questions
Does Adams Bank & Trust offer SBA loans?
Yes. Adams Bank & Trust appears in the public SBA data with 99 funded SBA 7(a) loans totaling $26.1M.
How many SBA loans has Adams Bank & Trust made?
Adams Bank & Trust is associated with 99 SBA 7(a) loans totaling $26.1M in the public SBA data (as of 2026-03-31).
What is Adams Bank & Trust's SBA charge-off rate?
About 2.0% of Adams Bank & Trust's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Adams Bank & Trust do most of its SBA lending?
Adams Bank & Trust's SBA lending in the data is most concentrated in Colorado, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Adams Bank & Trust SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/adams-bank-trust/
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