SBA lender profile
American Bank and Trust
American Bank and Trust appears in the public SBA loan data with 9 funded 7(a) loans totaling $8.8M, an average of $977K per loan, and an estimated 76 jobs supported. Its SBA lending concentrates in South Dakota and the Administrative and Support sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
9
Total volume
$8.8M
Average loan size
$977K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
76
Programs
7(a)
Bank profile
via FDIC- Total assets
- $126M
- Headquarters
- Lake Wales, FL
- FDIC cert
- #21919
- Status
- Inactive
Where American Bank and Trust lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| South Dakota | 7 | $5.7M |
| Iowa | 2 | $3.1M |
What American Bank and Trust funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Administrative and Support | 2 | $5.2M |
| Agriculture, Forestry, Fishing | 2 | $3.1M |
| Health Care and Social Assistance | 3 | $311K |
| Transportation and Warehousing | 1 | $106K |
| Other Services | 1 | $45K |
American Bank and Trust SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2024 | 2 | $213K |
| 2025 | 4 | $8.0M |
| 2026 | 3 | $573K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of American Bank and Trust's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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