SBA lender profile
American Bank and Trust
American Bank and Trust appears in the public SBA loan data with 24 funded 7(a) loans since FY2010, totaling $14.2M, an average of $591K per loan, and an estimated 201 jobs supported. Its SBA lending concentrates in South Dakota and the Administrative and Support sector. Across its 7(a) loans, the charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 76
- Scale 16
- Activity 55
- Consistency 54
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is American Bank and Trust the right lender for you?
Lenders fund what they know. American Bank and Trust's SBA lending concentrates in South Dakota (22 loans) and Administrative and Support (2 loans), at an average loan of $591K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $126M
- Headquarters
- Lake Wales, FL
- FDIC cert
- #21919
- Status
- Inactive
Where American Bank and Trust lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| South Dakota | 22 | $11.1M |
| Iowa | 2 | $3.1M |
Metro areas where American Bank and Trust funds
What American Bank and Trust funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Administrative and Support | 2 | $5.2M |
| Agriculture, Forestry, Fishing | 2 | $3.1M |
| Accommodation and Food Services | 4 | $2.6M |
| Retail Trade | 3 | $885K |
| Construction | 1 | $780K |
| Transportation and Warehousing | 3 | $646K |
American Bank and Trust SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 3 | $617K |
| 2011 | 3 | $904K |
| 2012 | 2 | $303K |
| 2013 | 2 | $660K |
| 2015 | 1 | $75K |
| 2017 | 2 | $385K |
| 2018 | 1 | $780K |
| 2019 | 1 | $1.7M |
| 2024 | 2 | $213K |
| 2025 | 4 | $8.0M |
| 2026 | 3 | $573K |
Related SBA lenders
Other lenders active in South Dakota or in Administrative and Support.
Comparing lenders? See how to choose an SBA lender by track record.
American Bank and Trust: frequently asked questions
Does American Bank and Trust offer SBA loans?
Yes. American Bank and Trust appears in the public SBA data with 24 funded SBA 7(a) loans totaling $14.2M.
How many SBA loans has American Bank and Trust made?
American Bank and Trust is associated with 24 SBA 7(a) loans totaling $14.2M in the public SBA data (as of 2026-03-31).
What is American Bank and Trust's SBA charge-off rate?
About 0.0% of American Bank and Trust's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does American Bank and Trust do most of its SBA lending?
American Bank and Trust's SBA lending in the data is most concentrated in South Dakota, and by industry in Administrative and Support.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). American Bank and Trust SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/american-bank-and-trust/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
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