SBA lender profile
Dakota Business Finance
Dakota Business Finance appears in the public SBA loan data with 674 funded 504 loans since FY2010, totaling $466.7M, an average of $692K per loan, and an estimated 6,397 jobs supported. Its SBA lending concentrates in South Dakota and the Accommodation and Food Services sector. Charge-off status is reported only on 7(a) loans, so no charge-off rate is available for this 504-only lender.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record n/r
- Scale 87
- Activity 90
- Consistency 84
Track record is 7(a)-only; Dakota Business Finance appears with 504 loans only, so it’s scored on scale, activity, and consistency.
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Dakota Business Finance the right lender for you?
Lenders fund what they know. Dakota Business Finance's SBA lending concentrates in South Dakota (588 loans) and Accommodation and Food Services (134 loans), at an average loan of $692K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Dakota Business Finance is a Certified Development Company (a 504 lender), not an FDIC-insured bank.
Where Dakota Business Finance lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| South Dakota | 588 | $398.9M |
| Iowa | 54 | $50.7M |
| Minnesota | 23 | $11.8M |
| North Dakota | 2 | $2.4M |
| Nebraska | 3 | $885K |
| Missouri | 1 | $740K |
Metro areas where Dakota Business Finance funds
What Dakota Business Finance funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 134 | $120.7M |
| Manufacturing | 63 | $71.6M |
| Retail Trade | 77 | $52.4M |
| Health Care and Social Assistance | 75 | $39.1M |
| Wholesale Trade | 42 | $36.5M |
| Other Services | 76 | $31.7M |
Dakota Business Finance SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 25 | $7.0M |
| 2011 | 27 | $6.6M |
| 2012 | 30 | $19.6M |
| 2013 | 20 | $9.7M |
| 2014 | 22 | $16.7M |
| 2015 | 29 | $18.4M |
| 2016 | 21 | $12.2M |
| 2017 | 37 | $24.0M |
| 2018 | 31 | $16.0M |
| 2019 | 28 | $18.4M |
| 2020 | 59 | $30.8M |
| 2021 | 102 | $70.8M |
| 2022 | 65 | $59.0M |
| 2023 | 34 | $39.3M |
| 2024 | 51 | $37.0M |
| 2025 | 66 | $56.2M |
| 2026 | 27 | $24.8M |
Related SBA lenders
Other lenders active in South Dakota or in Accommodation and Food Services.
New to the program? See how an SBA 504 loan works (the structure, the rates, and the CDC's role), browse every Certified Development Company ranked by 504 volume , or see how to choose an SBA lender by track record.
Dakota Business Finance: frequently asked questions
Does Dakota Business Finance offer SBA loans?
Yes. Dakota Business Finance appears in the public SBA data with 674 funded SBA 504 loans totaling $466.7M, as a Certified Development Company (CDC) that funds the SBA 504 portion of a project.
How many SBA loans has Dakota Business Finance made?
Dakota Business Finance is associated with 674 SBA 504 loans totaling $466.7M in the public SBA data (as of 2026-03-31).
What is Dakota Business Finance's SBA charge-off rate?
Charge-off status is reported only on 7(a) loans, and Dakota Business Finance appears with 504 loans only, so there is no charge-off rate to report. See our methodology.
Where does Dakota Business Finance do most of its SBA lending?
Dakota Business Finance's SBA lending in the data is most concentrated in South Dakota, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Dakota Business Finance SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/dakota-business-finance/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
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