SBA lender profile
American Bank of Commerce
American Bank of Commerce appears in the public SBA loan data with 268 funded 7(a) loans since FY2010, totaling $95.6M, an average of $357K per loan, and an estimated 4,301 jobs supported. Its SBA lending concentrates in Texas and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 5.2%. 78.4% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 60
- Scale 71
- Activity 72
- Consistency 87
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is American Bank of Commerce the right lender for you?
Lenders fund what they know. American Bank of Commerce's SBA lending concentrates in Texas (238 loans) and Accommodation and Food Services (50 loans), at an average loan of $357K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $1.8B
- Headquarters
- Wolfforth, TX
- FDIC cert
- #18609
- Status
- Active
Where American Bank of Commerce lends
Top states by funded SBA volume.
Metro areas where American Bank of Commerce funds
What American Bank of Commerce funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 50 | $23.5M |
| Other Services | 43 | $14.6M |
| Professional and Technical Services | 29 | $10.2M |
| Manufacturing | 20 | $8.3M |
| Retail Trade | 21 | $6.1M |
| Wholesale Trade | 14 | $5.2M |
American Bank of Commerce SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 27 | $8.1M |
| 2011 | 19 | $4.0M |
| 2012 | 11 | $2.2M |
| 2013 | 23 | $10.0M |
| 2014 | 19 | $5.7M |
| 2015 | 16 | $7.2M |
| 2016 | 21 | $5.9M |
| 2017 | 18 | $6.3M |
| 2018 | 16 | $4.5M |
| 2019 | 12 | $5.2M |
| 2020 | 12 | $2.8M |
| 2021 | 9 | $4.0M |
| 2022 | 7 | $1.5M |
| 2023 | 14 | $7.7M |
| 2024 | 9 | $4.2M |
| 2025 | 25 | $11.4M |
| 2026 | 10 | $4.7M |
Related SBA lenders
Other lenders active in Texas or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
American Bank of Commerce: frequently asked questions
Does American Bank of Commerce offer SBA loans?
Yes. American Bank of Commerce appears in the public SBA data with 268 funded SBA 7(a) loans totaling $95.6M.
How many SBA loans has American Bank of Commerce made?
American Bank of Commerce is associated with 268 SBA 7(a) loans totaling $95.6M in the public SBA data (as of 2026-03-31).
What is American Bank of Commerce's SBA charge-off rate?
About 5.2% of American Bank of Commerce's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does American Bank of Commerce do most of its SBA lending?
American Bank of Commerce's SBA lending in the data is most concentrated in Texas, and by industry in Accommodation and Food Services.
Is American Bank of Commerce an SBA Preferred Lender (PLP)?
The loan record shows American Bank of Commerce operating under PLP delegated authority: 210 of its 7(a) loans (78.4%) were processed through the Preferred Lenders Program, including 39 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). American Bank of Commerce SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/american-bank-of-commerce/
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