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SBA lender profile

Arbor Financial Credit Union

Arbor Financial Credit Union appears in the public SBA loan data with 27 funded 7(a) loans since FY2010, totaling $10.8M, an average of $399K per loan, and an estimated 297 jobs supported. Its SBA lending concentrates in Michigan and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 3.7%.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 68
Scale 14
Activity 30
Consistency 55

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
27
Since FY2010
Total volume
$10.8M
Average loan size
$399K
7(a) charge-off rate
3.7%
Share of 7(a) loans charged off
Jobs supported (reported)
297
Programs
7(a)

Is Arbor Financial Credit Union the right lender for you?

Lenders fund what they know. Arbor Financial Credit Union's SBA lending concentrates in Michigan (27 loans) and Accommodation and Food Services (7 loans), at an average loan of $399K. If your business does not look like that, a different SBA lender is likely the better fit.

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Where Arbor Financial Credit Union lends

Top states by funded SBA volume.

StateLoansTotal volume
Michigan 27 $10.8M

Metro areas where Arbor Financial Credit Union funds

What Arbor Financial Credit Union funds

Top industries by funded SBA volume.

Arbor Financial Credit Union SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20121$833K
20154$657K
20163$1.1M
20172$70K
20183$2.7M
20201$150K
20216$2.3M
20224$1.3M
20233$1.5M

Related SBA lenders

Other lenders active in Michigan or in Accommodation and Food Services.

Comparing lenders? See how to choose an SBA lender by track record.

Arbor Financial Credit Union: frequently asked questions

Does Arbor Financial Credit Union offer SBA loans?

Yes. Arbor Financial Credit Union appears in the public SBA data with 27 funded SBA 7(a) loans totaling $10.8M.

How many SBA loans has Arbor Financial Credit Union made?

Arbor Financial Credit Union is associated with 27 SBA 7(a) loans totaling $10.8M in the public SBA data (as of 2026-03-31).

What is Arbor Financial Credit Union's SBA charge-off rate?

About 3.7% of Arbor Financial Credit Union's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Arbor Financial Credit Union do most of its SBA lending?

Arbor Financial Credit Union's SBA lending in the data is most concentrated in Michigan, and by industry in Accommodation and Food Services.

For Arbor Financial Credit Union

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Arbor Financial Credit Union's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Arbor Financial Credit Union SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/arbor-financial-credit-union/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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