SBA lender profile
Atlantic Regional Federal Credit Union
Atlantic Regional Federal Credit Union appears in the public SBA loan data with 46 funded 7(a) loans since FY2010, totaling $3.9M, an average of $85K per loan, and an estimated 479 jobs supported. Its SBA lending concentrates in Maine and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 0.0%. 2.2% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 80
- Scale 8
- Activity 32
- Consistency 56
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Atlantic Regional Federal Credit Union the right lender for you?
Lenders fund what they know. Atlantic Regional Federal Credit Union's SBA lending concentrates in Maine (45 loans) and Retail Trade (5 loans), at an average loan of $85K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Atlantic Regional Federal Credit Union lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Maine | 45 | $3.7M |
| New Hampshire | 1 | $200K |
What Atlantic Regional Federal Credit Union funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 5 | $760K |
| Health Care and Social Assistance | 7 | $703K |
| Accommodation and Food Services | 6 | $660K |
| Administrative and Support | 5 | $496K |
| Construction | 9 | $330K |
| Arts, Entertainment, Recreation | 3 | $231K |
Atlantic Regional Federal Credit Union SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 8 | $950K |
| 2011 | 6 | $209K |
| 2013 | 1 | $38K |
| 2019 | 1 | $75K |
| 2020 | 3 | $510K |
| 2021 | 2 | $180K |
| 2022 | 1 | $55K |
| 2023 | 2 | $376K |
| 2024 | 5 | $280K |
| 2025 | 17 | $1.2M |
Related SBA lenders
Other lenders active in Maine or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Atlantic Regional Federal Credit Union: frequently asked questions
Does Atlantic Regional Federal Credit Union offer SBA loans?
Yes. Atlantic Regional Federal Credit Union appears in the public SBA data with 46 funded SBA 7(a) loans totaling $3.9M.
How many SBA loans has Atlantic Regional Federal Credit Union made?
Atlantic Regional Federal Credit Union is associated with 46 SBA 7(a) loans totaling $3.9M in the public SBA data (as of 2026-03-31).
What is Atlantic Regional Federal Credit Union's SBA charge-off rate?
About 0.0% of Atlantic Regional Federal Credit Union's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Atlantic Regional Federal Credit Union do most of its SBA lending?
Atlantic Regional Federal Credit Union's SBA lending in the data is most concentrated in Maine, and by industry in Retail Trade.
Is Atlantic Regional Federal Credit Union an SBA Preferred Lender (PLP)?
The loan record shows Atlantic Regional Federal Credit Union operating under PLP delegated authority: 1 of its 7(a) loans (2.2%) were processed through the Preferred Lenders Program, including 1 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Atlantic Regional Federal Credit Union SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/atlantic-regional-federal-credit-union/
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