SBA lender profile
Avidia Bank
Avidia Bank appears in the public SBA loan data with 73 funded 7(a) loans totaling $32.7M, an average of $448K per loan, and an estimated 1,333 jobs supported. Its SBA lending concentrates in Massachusetts and the Health Care and Social Assistance sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
73
Total volume
$32.7M
Average loan size
$448K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
1,333
Programs
7(a)
Bank profile
via FDIC- Total assets
- $2.8B
- Headquarters
- Hudson, MA
- FDIC cert
- #90215
- Status
- Active
Where Avidia Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Massachusetts | 66 | $28.2M |
| Connecticut | 5 | $3.6M |
| Rhode Island | 1 | $755K |
| New Hampshire | 1 | $200K |
What Avidia Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Health Care and Social Assistance | 12 | $7.3M |
| Accommodation and Food Services | 15 | $7.1M |
| Manufacturing | 11 | $4.0M |
| Professional and Technical Services | 6 | $3.4M |
| Other Services | 5 | $3.3M |
| Administrative and Support | 8 | $3.0M |
Avidia Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 7 | $2.2M |
| 2021 | 13 | $6.4M |
| 2022 | 13 | $5.2M |
| 2023 | 12 | $7.7M |
| 2024 | 7 | $2.2M |
| 2025 | 20 | $6.6M |
| 2026 | 1 | $2.4M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Avidia Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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