SBA lender profile
Ballston Spa National Bank
Ballston Spa National Bank appears in the public SBA loan data with 48 funded 7(a) loans since FY2010, totaling $4.1M, an average of $85K per loan, and an estimated 478 jobs supported. Its SBA lending concentrates in New York and the Health Care and Social Assistance sector. Across its 7(a) loans, the charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 80
- Scale 8
- Activity 0
- Consistency 67
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Ballston Spa National Bank the right lender for you?
Lenders fund what they know. Ballston Spa National Bank's SBA lending concentrates in New York (48 loans) and Health Care and Social Assistance (10 loans), at an average loan of $85K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $942M
- Headquarters
- Ballston Spa, NY
- FDIC cert
- #6959
- Status
- Active
Where Ballston Spa National Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New York | 48 | $4.1M |
What Ballston Spa National Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Health Care and Social Assistance | 10 | $1.1M |
| Transportation and Warehousing | 5 | $733K |
| Retail Trade | 7 | $540K |
| Manufacturing | 3 | $366K |
| Construction | 7 | $357K |
| Administrative and Support | 3 | $262K |
Ballston Spa National Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 14 | $1.2M |
| 2011 | 5 | $453K |
| 2012 | 10 | $606K |
| 2013 | 5 | $240K |
| 2014 | 1 | $170K |
| 2015 | 1 | $207K |
| 2016 | 1 | $40K |
| 2017 | 1 | $120K |
| 2018 | 2 | $110K |
| 2019 | 2 | $220K |
| 2020 | 1 | $100K |
| 2021 | 3 | $325K |
| 2022 | 2 | $327K |
Related SBA lenders
Other lenders active in New York or in Health Care and Social Assistance.
Comparing lenders? See how to choose an SBA lender by track record.
Ballston Spa National Bank: frequently asked questions
Does Ballston Spa National Bank offer SBA loans?
Yes. Ballston Spa National Bank appears in the public SBA data with 48 funded SBA 7(a) loans totaling $4.1M.
How many SBA loans has Ballston Spa National Bank made?
Ballston Spa National Bank is associated with 48 SBA 7(a) loans totaling $4.1M in the public SBA data (as of 2026-03-31).
What is Ballston Spa National Bank's SBA charge-off rate?
About 0.0% of Ballston Spa National Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Ballston Spa National Bank do most of its SBA lending?
Ballston Spa National Bank's SBA lending in the data is most concentrated in New York, and by industry in Health Care and Social Assistance.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Ballston Spa National Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/ballston-spa-national-bank/
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